108 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 108 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,126 sqft · built 2001
Lot Size	1.66 acres (72,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Jun 2001)
Tax Bill	$16,104 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-00104-0000-00024-04`

Property Details

APN / Parcel Number

Primary APN	`17-00104-0000-00024-04`
Alternative APNs	`17001040000000240004` `5957001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,126 sqft Living Area
1st Floor Area	1,758 sqft
Upper Floors Area	1,368 sqft
Basement Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	72,414 sqft
Lot Dimensions	298 ft deep x 243 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Deck Area	480 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	5957001
Street Address	108 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	A
Legal Block	104
Legal Lot Number	24.4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2020
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2001 · Amount on Record
Deed Sale	Jun 15, 2001 · Amount on Record
Prior Sale	Oct 26, 1999 · Amount on Record
Deed Book / Page	8028 / 7676
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	108 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095309796
Date	Jul 28, 2021
Book Page	9530/9796
Instrument	2021114925

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$996,600 (+5.33%) Land $289,300 Building $707,300	$996,600 (+5.33%) Land $289,300 Building $707,300
2025	$16,104.00 (+3.23%)	$946,200 (+19.83%) Land $264,300 Building $681,900	$946,200 (+19.83%) Land $264,300 Building $681,900
2024	$15,600.00 (+12.11%)
2023		$789,600 Land $204,300 Building $585,300	$789,600 Land $204,300 Building $585,300
2022	$13,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Aug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 82% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30