Santa Cruz County property record for 108 Elva Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,281 sqft Living Area |
| Lot Size | 5,968 sqft (0.137 acres) |
| Garage | Attached, 400 sqft |
| Last Sale | $925,000 (2014) |
| Tax Bill | $33,264.00 (2025) |
| Primary APN | 043-093-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,281 sqft Living Area |
| Gross Area | 2,681 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 5,968 sqft (0.137 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 108 ELVA DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5118 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BCH CNTRY CLB PROP SUB 6 |
| Legal Block | 85 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 043-093-14
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 954 YARMOUTH WAY, SAN JOSE, CA 95120-2141 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 17, 2023 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 12, 2017 | Quit Claim Deed, Transfer · Line of Credit BANK OF THE WEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2014 · Amount on Record |
| Deed Sale | Oct 23, 2014 · Amount on Record |
| Deed Doc Number | 201435584 |
| Last Transfer Date | Oct 09, 2017 |
| Transfer Doc | 0000034367 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 108 ELVA DR, APTOS, CA 95003-5118 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 108 ELVA DR, APTOS, CA 95003-5118 |
| Document Number | 0000020546 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023-0020546 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Max Rate | 11% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 17, 2023 |
| Property Address | 108 ELVA DR, APTOS, CA 95003-5118 |
| Document Number | 0000012960 |
| Map Reference | MB 23 PG 35 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023-0012960 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,410.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 954 YARMOUTH WAY, SAN JOSE, CA 95120-2141 |
| Document Number | 0000012961 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023-0012961 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 12, 2017 |
| Property Address | 108 ELVA DR, APTOS, CA 95003-5118 |
| Document Number | 0000034367 |
| Instrument Date | Oct 09, 2017 |
| Instrument | 34367 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 108 ELVA DR APTOS CA 950035118, APTOS, CA 95003-5118 |
| Document Number | 34368 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 34368 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,825,000 (+0.89%) Land $1,977,500 Building $847,500 | ||
| 2025 | $33,264.00 (+150.48%) | $2,800,000 (+153.66%) Land $1,960,000 Building $840,000 | |
| 2023 | $13,280.00 (+2.11%) | $1,103,856 (+2%) Land $762,420 Building $341,436 | $2,717,460 |
| 2022 | $13,005.00 | $1,082,211 Land $747,470 Building $334,741 |
108 Elva Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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