108 Elm St W, Frederic, WI 54837 Property Records

Polk County property record for 108 Elm St W, Frederic, WI 54837

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Nov 2024)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-00031-0000`

Property Details

APN / Parcel Number

Primary APN	`126-00031-0000`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	108 ELM ST W
City	FREDERIC
State	WI
Zip	54837-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 150' LOT 10 BLK 3 AND S 150' OF E 1/2 LOT 11 BLK 3 ORIGINAL PLAT VILLAGE OF FREDERIC
Legal Block	3
Legal Lot Number	10,11
Jurisdiction	POLK WI
Township / Civil Division	FREDERIC
Census Block Group	1
Census Block	1032
Census Tract	960100

Owner

108 Elm St W is owned and occupied by an individual who bought it in November 2024.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	108 ELM ST W, FREDERIC, WI 54837-4632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK
Apr 4, 2023	Warranty Deed, Transfer · Seller Carry-Back CARLSON FAMILY RL TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	Apr 4, 2023 · Amount on File
Deed Document Number	930424
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	108 ELM ST W, FREDERIC, WI 54837-4632
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906124
Date	Feb 14, 2022
Instrument	906124

Lender

Name	STERLING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Apr 4, 2023
Property Address	108 ELM ST W, FREDERIC, WI 54837-4632
Document Number	0000916552
Instrument Date	Mar 24, 2023
Instrument	916552
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTHWEST LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000916553
Date	Apr 4, 2023
Instrument	916553

Lender

Name	CARLSON FAMILY RL TRUST
Type	Seller
Address	NA

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 Elm St W was $1,268.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Frederic Village
Unified School District	Frederic School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00	$91,800 Land $16,000 Building $75,800	$93,600 Land $16,314 Building $77,286
2023	$902.00	$41,000 Land $12,500 Building $28,500	$68,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Elm St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Elm St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERIC WATERWORKS serves 1,241 people · EPA ID WI6490337
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starwire Technologies Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
Lakeland Communications Cable · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Siren Telephone Company.

Nearby Properties on Elm St W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures