108 Elm St, Clyde, TX 79510 Property Records

Callahan County property record for 108 Elm St, Clyde, TX 79510

Property Summary

Property Type	Single Family Home
Details	921 sqft · built 1994
Lot Size	0.139 acres (6,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,175 (Apr 2026)
Tax Bill	$1,744 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2026 Sale & Mortgage + 2 more
APN	`R000015617`

Property Details

APN / Parcel Number

Primary APN	`R000015617`
Alternative APN	`6601002000403`

Interior

Stories	1 Story
Building Area	921 sqft Total Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,065 sqft (0.139 acres)

Location & Zoning

Account Number	6601002000403
Street Address	108 ELM ST
City	CLYDE
State	TX
Zip	79510-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: N 43.33 FT OF S 86.66 FT OF LTS 4-9 BLK: 20 SUBD: RAILROAD - CLYDE EXCEPT W 10 FT OF THE N 43.33 FT OF THE S 86.66 OF LT 9
Legal Subdivision	ORIGINAL TOWN OF CLYDE
Legal Block	20
Legal Lot Number	4-9
Jurisdiction	CALLAHAN TX
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2033
Census Tract	30101

Owner

Source: Callahan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 ELM ST, CLYDE, TX 79510-3611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SERVICES INC
Apr 1, 2026	Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORPORATION
Oct 25, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage KEY CITY CAPITAL LLC
Dec 27, 2018	Warranty Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	2026908
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0000002652
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	108 ELM ST, CLYDE, TX 79510-3611
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000192508
Date	Oct 9, 2019
Instrument	192508

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAHAN TX
Recording Date	Apr 1, 2026
Property Address	108 ELM ST, CLYDE, TX 79510-3611
Document Number	0000000908
Instrument Date	Mar 30, 2026
Instrument	2026908
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	TEXAN TITLE HOLDINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ELM ST, CLYDE, TX 79510-3611

Mortgage

Document Number	0000000909,
Date	Apr 1, 2026
Instrument	2026909

Lender

Name	PLATINUM HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Oct 25, 2021
Property Address	108 ELM ST, CLYDE, TX 79510-3611
Document Number	0000212652
Map Reference	VOL 1 PG 9
Instrument Date	Jun 16, 2021
Instrument	212652
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 S WHITE CHAPEL BLVD # BLVD180, BLVD180, SOUTHLAKE, TX 76092-9337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ELM ST, CLYDE, TX 79510-3611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000212653
Date	Oct 25, 2021
Instrument	212653

Lender

Name	KEY CITY CAPITAL LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAHAN TX
Recording Date	Dec 27, 2018
Property Address	108 ELM ST, CLYDE, TX 79510-3611
Document Number	0000182836
Map Reference	VOL 1 PG 9
Instrument Date	Dec 19, 2018
Instrument	182836
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 HOLLIDAY DR, FORT WORTH, TX 76244-9170
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Callahan County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Municipality	Clyde City
Unified School District	Clyde Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,744.00 (-0.63%)	$71,810 (-0.68%) Land $5,590 Building $66,220	$71,810 (-0.68%) Land $5,590 Building $66,220
2025	$1,755.00 (+20.12%)	$72,300 (-7.78%) Land $5,590 Building $66,710	$72,300 (-7.78%) Land $5,590 Building $66,710
2023		$78,400 Land $5,590 Building $72,810	$78,400 Land $5,590 Building $72,810
2022	$1,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLYDE serves 3,820 people · EPA ID TX0300002
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 500
Optimum Cable	940 / 35

May also be available: Verizon.

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