108 Edgemere Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 108 Edgemere Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,280 sqft · built 1963
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$81,000 (Dec 1986)
Tax Bill$3,336 (2025)
Deeds & MortgagesApr 2018 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-412-02877150

Property Details

APN / Parcel Number

Primary APN02-412-02877150
Alternative APNs
  • 2-412-02877150
  • 41202877150

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,080 sqft
Basement Area200 sqft
Finished Basement200 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
PorchOpen Porch
Deck Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number41202877150
Street Address108 EDGEMERE DR
CityANNAPOLIS
StateMD
Zip21403-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 8 BK P SC 2 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockP
Legal Lot Number8
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2013
Census Tract702602

Owner

108 Edgemere Dr is owned and occupied by an individual who acquired it in April 2018.

Source: Anne Arundel County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address108 EDGEMERE DR, ANNAPOLIS, MD 21403-3911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Apr 17, 2018Deed of Trust, Mortgage · FHA Mortgage
LIBERTY HM EQUITY SOLUTIONS
Jul 11, 2018Quit Claim Deed, Transfer
VICTORY SETTLEMENT LLC, VINTAGE SETTLEMENT SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 1986 · Amount on File
Deed SaleDec 15, 1986 · Amount on File
Deed Book / Page4218 / 32
Last Transfer DateApr 17, 2018
Transfer Doc0322920195
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address108 EDGEMERE DR, ANNAPOLIS, MD 21403-3911
Document Number0322920215
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedMar 12, 2019
Title CompanyVICTORY SETTLEMENT LLC, VINTAGE SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address108 EDGEMERE DR ANNAPOLIS MD 214033911, ANNAPOLIS, MD 21403-3911

Mortgage

Document Number0322920215
DateJul 11, 2018
Book Page032292/000215
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term960 Months
DueJul 10, 2098
Interest
Rate TypeAdjustable Rate
Rate5.23%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address108 EDGEMERE DR, ANNAPOLIS, MD 21403-3911
Document Number0322920199
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyVICTORY SETTLEMENT LLC, VINTAGE SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address108 EDGEMERE DR ANNAPOLIS MD 214033911, ANNAPOLIS, MD 21403-3911

Mortgage

Document Number0322920199
DateJul 11, 2018
Book Page032292/000199
Lender
NameLIBERTY HM EQUITY SOLUTIONS
TypeFunding / Finance Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term960 Months
DueJul 10, 2098
Interest
Rate TypeAdjustable Rate
Rate5.23%

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateJul 11, 2018
Property Address108 EDGEMERE DR, ANNAPOLIS, MD 21403-3911
Document Number0322920195
Book / Page032292 / 000195
Instrument DateApr 17, 2018
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyVICTORY SETTLEMENT LLC, VINTAGE SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address108 EDGEMERE DR ANNAPOLIS MD 214033911, ANNAPOLIS, MD 21403-3911

Tax Assessment & Valuation

The 2025 property tax bill for 108 Edgemere Dr was $3,336 with a homeowner's exemption, up 3.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$406,900 (+5.36%) Land $238,000 Building $168,900$406,900 (-) Land $238,000 Building $168,900
2025$3,336.00 (+3.38%) Homeowner's exemption$386,200$406,900 Land $238,000 Building $168,900
2024$3,227.00 (+34.12%)
2023$2,406.00 Homeowner's exemption$344,800 Land $238,000 Building $106,800$344,800 Land $238,000 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Edgemere Dr in Zone X, an area of minimal flood risk, though there have been 181 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims181 (1979–2024)
Claims Outside the SFHA43 of 181
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 130 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Edgemere Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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