108 Echo Ave, New Rochelle, NY 10801 Property Records

Westchester County and New Rochelle City property record for 108 Echo Ave, New Rochelle, NY 10801

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,362 sqft · built 1912
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Sep 2021)
Tax Bill	$24,140 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551000 1-95-0013`

Property Details

APN / Parcel Number

Primary APN	`551000 1-95-0013`
Alternative APN	`5510000010000095000013`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,362 sqft Living Area
1st Floor Area	1,424 sqft
2nd Floor Area	1,298 sqft
Upper Floors Area	640 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	108 ECHO AVE
City	NEW ROCHELLE
State	NY
Zip	10801-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUTTON MANOR
Legal Block	95
Legal Lot Number	0.013
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW ROCHELLE
Census Block Group	1
Census Block	1010
Census Tract	5902

Owner

108 Echo Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Westchester County and New Rochelle City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 ECHO AVE, NEW ROCHELLE, NY 10801-5705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Sep 28, 2021 · Amount on File
Deed Document Number	2021612183148
Prior Transfer Date	Sep 10, 1993
Prior Transfer Doc	1069000089
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 28, 2021
Property Address	108 ECHO AVE, NEW ROCHELLE, NY 10801-5705
Document Number	0612183148
Map Reference	MAP 1376
Instrument Date	Sep 16, 2021
Instrument	612183148
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 ECHO AVE, 108, NEW ROCHELLE, NY 10801-5705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 HARMAN ST, BROOKLYN, NY 11237-4507

Mortgage

Document Number	0612673507
Date	Sep 28, 2021
Instrument	612673507

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 108 Echo Ave was $24,140, up 3.2% from the year before.

Source: Westchester County and New Rochelle City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	New Rochelle City
Unified School District	New Rochelle City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,140.00 (+3.21%)
2025	$23,390.00	$17,000 (-) Land $3,650 Building $13,350	$923,913 (+4.89%) Land $198,370 Building $725,543
2024		$17,000 (-) Land $3,650 Building $13,350	$880,829 (+0.52%) Land $189,119 Building $691,710
2023		$17,000 Land $3,650 Building $13,350	$876,288 Land $188,144 Building $688,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Echo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	44 (1978–2024)
Claims Outside the SFHA	17 of 44
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Echo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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