108 Eagles Rdg, Smithsburg, MD 21783 Property Records

Washington County property record for 108 Eagles Rdg, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,320 sqft · built 2003
Lot Size	0.036 acres (1,580 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2015)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-029888`

Property Details

APN / Parcel Number

Primary APN	`07-029888`
Alternative APN	`029888`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,320 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,580 sqft (0.036 acres)

Exterior Amenities

Deck Area	288 sqft Deck
Patio Area	21 sqft Patio
Porch	Slab
Porch Area	28 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	029888
Street Address	108 EAGLES RDG
City	SMITHSBURG
State	MD
Zip	21783-1588
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT P70 1580 SQ FT 108 EAGLES RIDGE WHISPERING RIDGE
Legal Subdivision	WHISPERING RIDGE
Legal Lot Number	P70
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3003
Census Tract	11301

Owner

Source: Washington County records · APN 07-029888

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 EAGLES RDG, SMITHSBURG, MD 21783-1588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2015 · Amount on Record
Deed Sale	May 14, 2015 · Amount on Record
Prior Sale	Dec 08, 2003 · Amount on Record
Deed Book / Page	4967 / 358
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	108 EAGLES RDG, SMITHSBURG, MD 21783-1588
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, TOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078510157
Date	Jan 30, 2026
Book Page	7851/157

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,667 (+8.69%)	$232,900 (-) Land $45,000 Building $187,900
2025	$1,624.00 (+10.33%) Homeowner's exemption	$198,433 (+14.11%)	$232,900 (+28.53%) Land $45,000 Building $187,900
2023	$1,472.00 Homeowner's exemption	$173,900	$181,200 Land $45,000 Building $136,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.