108 E Washington Ave, Altamont, IL 62411 Property Records

Effingham County property record for 108 E Washington Ave, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,260 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2021)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-17-011-007`

Property Details

APN / Parcel Number

Primary APN	`09-17-011-007`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,260 sqft Base Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	108 E WASHINGTON AVE
City	ALTAMONT
State	IL
Zip	62411-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 3 BLK 5 BUCHHOLZ ADD 3694/96 2563/53 1691/10 1691/1 906/322
Legal Subdivision	BUCHHOLZ ADDITION
Legal Block	5
Legal Lot Number	1-3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	2
Census Block	2033
Census Tract	950300

Owner

108 E Washington Ave is owned and occupied by an individual who bought it in June 2021.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	108 E WASHINGTON AVE, ALTAMONT, IL 62411-1538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
May 20, 2020	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Sep 21, 2009
Deed Document Number	202121002871
Deed Book / Page	3694 / 96
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 31, 2026
Property Address	108 E WASHINGTON AVE, ALTAMONT, IL 62411-1538
Document Number	0000003319
Instrument Date	Aug 25, 2026
Instrument	20263319
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E WASHINGTON AVE, ALTAMONT, IL 62411-1538
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003319,
Date	Aug 31, 2026
Instrument	20263319

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 9, 2021
Property Address	108 E WASHINGTON AVE, ALTAMONT, IL 62411-1538
Document Number	3694/96
Book / Page	3694 / 96
Instrument Date	Jun 4, 2021
Instrument	202121002871
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E WASHINGTON AVE, ALTAMONT, IL 62411-1538
Investor	Possibly a Property Investor

Mortgage

Document Number	202121002872
Date	Jun 9, 2021
Instrument	202121002872

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate	2.85%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	108 E WASHINGTON AVE, ALTAMONT, IL 62411-1538
Transaction Type	Mortgage
Record Updated	Jun 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3565/193
Date	May 20, 2020
Book Page	3565/193
Instrument	202020002446

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	SAINT ELMO, IL 62458

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 E Washington Ave was $3,329 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Altamont City
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,329.00	$55,120 Land $5,590 Building $49,530	$165,360 Land $16,770 Building $148,590
2022	$2,265.00 Homeowner's exemption	$41,420 Land $4,200 Building $37,220	$124,260 Land $12,600 Building $111,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 E Washington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 E Washington Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONT serves 2,610 people · EPA ID IL0490050
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	EJ WATER COOPERATIVE
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV, Wisper ISP.

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