108 E Strand, Oxford, MD 21654 Property Records

Talbot County property record for 108 E Strand, Oxford, MD 21654

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,016 sqft · built 1983
Lot Size	0.212 acres (9,224 sqft)
Owner	Individual Name on File
Last Sale	$688,000 (Sep 2019)
Tax Bill	$7,918 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-133060`

Property Details

APN / Parcel Number

Primary APN	`03-133060`
Alternative APNs	`3133060` `133060`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,224 sqft (0.212 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	133060
Street Address	108 E STRAND
City	OXFORD
State	MD
Zip	21654-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-47.63X180 S/S STRAND OXFORD
Legal Subdivision	DIVISION OF THE LAND OF PETR P SCHNEIDER
Legal Lot Number	2
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	2
Census Block	2003
Census Tract	960900

Owner

Source: Talbot County records · APN 03-133060

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 331847, NASHVILLE, TN 37203-7517
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Book / Page	2641 / 364
Prior Transfer Date	Sep 13, 1984
Prior Transfer Doc	0591000238
Record Updated	Sep 20, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Sep 17, 2019
Property Address	108 E STRAND, OXFORD, MD 21654-1046
Document Number	0026410364
Book / Page	2641 / 364
Map Reference	MB 51 FL 31
Instrument Date	Sep 06, 2019
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4301 FORSYTHE PL, NASHVILLE, TN 37205-4515

Mortgage

Document Number	0002641372
Date	Sep 17, 2019
Instrument	2641/372

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Oxford Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$741,400 (+11.89%) Land $410,600 Building $330,800	$741,400 (+11.89%) Land $410,600 Building $330,800
2025	$7,918.00 (+13%)
2023	$7,007.00	$662,600 Land $410,600 Building $252,000	$662,600 Land $410,600 Building $252,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419609002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 282 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	305 units insured incl. 23 condo units
Nearby Flood Claims	227 (1979–2024)
Claims Outside the SFHA	19 of 227
Most Recent Claim	Oct 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 128 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Oxford Historic District listed 2005 · 206 contributing resources · NRIS 05001481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 224 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TOWN OF OXFORD serves 726 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.