108 E St, Red Oak, IA 51566 Property Records

Montgomery County property record for 108 E St, Red Oak, IA 51566 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,104 sqft Living Area
Lot Size	5,000 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$25,000 (2025)
Tax Bill	$964.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`600629431002000`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,104 sqft Living Area
1st Floor	480 sqft 1st Floor
Basement Area	240 sqft Basement
Finished Basement	240 sqft Finished
Unfinished Basement	240 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Composition/Composite Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,000 sqft (0.115 acres)
Depth X Width	100 ft x 50 ft Depth x Width
Porch	Enclosed Porch
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Water Source	Commercial Water Source

Location & Zoning

Street Address	108 E ST
City	RED OAK
State	IA
Zip	51566-2135
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WESTERN ADD LT 4 BLK 10
Legal Subdivision	WESTERN ADD
Legal Block	10
Legal Lot Number	4
Jurisdiction	MONTGOMERY IA
Minor Civil Division	RED OAK
Census Blockgroup	1
Census Block	1027
Census Tract	960300

Owner

Source: Montgomery County records · APN 600629431002000

Assessment roll updated October 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 E ST, RED OAK, IA 51566-2135
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Mar 16, 2023 · Amount on Record
Deed Doc Number	20251823
Deed Book / Page	2025 / 1828
Record Refreshed	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Dec 12, 2025
Property Address	108 E ST, RED OAK, IA 51566-2135
Document Number	02025/1828
Book / Page	2025 / 1828
Map Reference	MB 2025 PG 2
Instrument Date	Dec 01, 2025
Instrument	2025 1828
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E ST, RED OAK, IA 51566-2135

Mortgage

Document Number	0020251829
Date	Dec 12, 2025
Instrument	2025 1829

Lender

Name	SCOTT WILSON
Type	Private Party

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	47 Months
Due	Nov 01, 2029

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated October 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00	$37,700 (-8.27%) Land $4,700 Building $33,000	$37,700 (-8.27%) Land $4,700 Building $33,000
2024	$964.00 (+27.51%)
2023		$41,100 Land $3,530 Building $37,570	$41,100 Land $3,530 Building $37,570
2022	$756.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.