108 E Sears St, Valley, AL 36854 Property Records

Chambers County property record for 108 E Sears St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,364 sqft · built 1923
Lot Size	0.312 acres (13,588 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (Oct 2019)
Tax Bill	$450 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-06-24-3-015-001.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-06-24-3-015-001.000`
Alternative APNs	`1706243015001000` `455115`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	1,490 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,588 sqft (0.312 acres)
Lot Dimensions	158 ft deep x 86 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	455115
Street Address	108 E SEARS ST
City	VALLEY
State	AL
Zip	36854-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 19FAIRFAX MILL VILLAGEM.B. 3 PG. 26-28IN SE1/4 OF SW1/4.S25 T21N R28ECITY OF VALLEY
Legal Range	28
Legal Township	21
Legal Section	24
Legal Subdivision	FAIRFAX MILL VILLAGE
Legal Block	19
Legal Lot Number	1
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3044
Census Tract	954700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 E Sears St is owned and occupied by an individual who bought it in October 2019.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	108 E SEARS ST, VALLEY, AL 36854-4823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERIS BANK
Oct 21, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Deed Book / Page	2019 / 4381
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	108 E SEARS ST, VALLEY, AL 36854-4823
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/4383
Date	Oct 21, 2019
Book Page	2019/4383

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2029

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Oct 21, 2019
Property Address	108 E SEARS ST, VALLEY, AL 36854-4823
Document Number	02019/4381
Book / Page	2019 / 4381
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E SEARS ST, VALLEY, AL 36854-4823

Mortgage

Document Number	0020194382
Date	Oct 21, 2019
Instrument	2019/4382

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	02019/4381
Date	Oct 21, 2019
Book Page	2019/4381

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 108 E Sears St was $450 with a homeowner's exemption, up 8.2% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$450.00 (+8.17%) Homeowner's exemption
2025	$416.00 (+8.33%)	$28,400 (+164.93%) Land $4,080 Building $24,320	$142,000 (+32.48%) Land $20,400 Building $121,600
2024	$384.00 (-10.9%) Additional exemption filed	$10,720 (-9.31%) Land $660 Building $10,060	$107,190 (-9.29%) Land $6,620 Building $100,570
2023	$431.00 (+4.36%) Additional exemption filed	$11,820 (+3.68%) Land $660 Building $11,160	$118,170 (+3.64%) Land $6,620 Building $111,550
2022	$413.00 Additional exemption filed	$11,400 Land $660 Building $10,740	$114,020 Land $6,620 Building $107,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 E Sears St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 E Sears St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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