108 E Ridgeley Rd, Columbia, MO 65203 Property Records

Boone County property record for 108 E Ridgeley Rd, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,016 sqft · built 1991
Lot Size	0.366 acres (15,950 sqft)
Owner	Individual Name on Record
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-611-00-01-104-00`

Property Details

APN / Parcel Number

Primary APN	`16-611-00-01-104-00`
Alternative APN	`16-611-00-01-104.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,016 sqft Living Area
1st Floor Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Combination
Lot Area	15,950 sqft (0.366 acres)
Lot Dimensions	159 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	108 E RIDGELEY RD
City	COLUMBIA
State	MO
Zip	65203-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GRASSLAND ADD BLK 4 LOT 4 (SUR 609-418) BENEFICAIRY DEED
Legal Range	13W
Legal Township	48N
Legal Section	13
Legal Subdivision	GRASSLAND ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1011
Census Tract	600

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 E RIDGELEY RD, COLUMBIA, MO 65203-3530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF BOONE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 7, 2010
Transfer Doc	0000006032
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	108 E RIDGELEY RD, COLUMBIA, MO 65203-3530
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E RIDGEFEY RD, COLUMBIA, MO 65203-3530

Mortgage

Document Number	0000002042
Date	Feb 5, 2026
Book Page	6106/131
Instrument	2026002042

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	108 E RIDGELEY RD, COLUMBIA, MO 65203-3530
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019781
Date	Jul 7, 2021
Book Page	5462/31
Instrument	2021019781

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	108 E RIDGELEY RD, COLUMBIA, MO 65203-3530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015977
Date	Aug 26, 2019
Book Page	5068/0071
Instrument	2019015977

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	108 E RIDGELEY RD, COLUMBIA, MO 65203-3530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024688
Date	Dec 17, 2019
Book Page	5120/0022
Instrument	2019024688

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,719 (-) Land $6,916 Building $55,803
2025	$3,697.00 (+0.9%)	$62,719 (+14.5%) Land $6,916 Building $55,803	$330,100 (+14.5%) Land $36,400 Building $293,700
2023	$3,664.00 (+8.11%)	$54,777 Land $6,916 Building $47,861	$288,300 Land $36,400 Building $251,900
2022	$3,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1980–1990)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 1990 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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