Callaway County property record for 108 E Reed St, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,483 sqft · built 1958 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,500 (Jun 2017) |
| Tax Bill | $1,339 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04.0-20.0-10-026-006.000 |
| Primary APN | 13-04.0-20.0-10-026-006.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| 1st Floor Area | 1,483 sqft |
| Basement Area | 1,483 sqft |
| Finished Basement | 368 sqft |
| Unfinished Basement | 742 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 12.6 ft deep x 8 ft wide |
| Porch | Slab |
| Porch Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 1304020010026006000 |
|---|---|
| Street Address | 108 E REED ST |
| City | FULTON |
| State | MO |
| Zip | 65251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 216 NCP |
| Legal Range | 09W |
| Legal Township | 47N |
| Legal Section | 20 |
| Legal Subdivision | JAMES E REED SUBDIVISION |
| Legal Block | 216 |
| Legal Lot Number | 11 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 70400 |
Source: Callaway County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 W REED ST, FULTON, MO 65251-1447 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Jul 27, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Jun 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Jun 6, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on Record |
| Deed Sale | Jun 6, 2017 · Amount on Record |
| Prior Sale | Jan 7, 2010 · Amount on Record |
| Deed Document Number | 20173594 |
| Deed Book / Page | 0465 / 982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jul 27, 2026 |
| Property Address | 108 E REED ST, FULTON, MO 65251-1465 |
| Document Number | 0000004454 |
| Book / Page | 528 / 985 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20264454 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | TRUE LINE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 W REED ST, FULTON, MO 65251-1447 |
| Document Number | 0000004455, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20264455 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jul 27, 2026 |
| Property Address | 108 E REED ST, FULTON, MO 65251 |
| Document Number | 0000004454 |
| Book / Page | 528 / 985 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20264454 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TRUE LINE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 W REED ST, FULTON, MO 65251-1447 |
| Document Number | 0000004455, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20264455 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 108 E REED ST, FULTON, MO 65251 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | D0239/0125 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | D0239/0125 |
| Instrument | 201703595 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jun 6, 2017 |
| Property Address | 108 E REED ST, FULTON, MO 65251 |
| Document Number | M0465/0982 |
| Book / Page | M0465 / 0982 |
| Map Reference | PL 4 PG 73 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 201703594 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 W REED ST, FULTON, MO 65251-1447 |
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,339.00 (-0.07%) | $21,671 (-) | $114,060 (-) |
| 2024 | $1,340.00 (+0.53%) | $21,671 (-) | $114,060 (-) |
| 2023 | $1,333.00 (+2.22%) | $21,671 (+2.24%) | $114,060 (+2.24%) |
| 2022 | $1,304.00 | $21,196 Land $1,976 Building $19,220 | |
| 2021 | $111,560 Land $10,400 Building $101,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON PWS serves 12,600 people · EPA ID MO3010296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Callabyte Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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