108 E Prospect Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 108 E Prospect Ave, Mount Vernon, NY 10550

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,358 sqft · built 1933
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$655,000 (Mar 2017)
Tax Bill$14,843 (2025)
Deeds & MortgagesSep 2020 Loan Modification
Mar 2017 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN550800 165.63-1140-6

Property Details

APN / Parcel Number

Primary APN550800 165.63-1140-6
Alternative APNs
  • 080016506311400060000000
  • 025370

Interior

Units5 Units
Stories3 Stories
Building Area2,358 sqft Gross Area
Basement Area2,358 sqft
Unfinished Basement2,358 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Lot Area3,049 sqft (0.07 acres)

Location & Zoning

Account Number025370
Street Address108 E PROSPECT AVE
CityMOUNT VERNON
StateNY
Zip10550-2285
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block1140
Legal Lot Number6.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1004
Census Tract4001

Owner

Source: Westchester County and Mount Vernon City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1808 BARNES AVE, BRONX, NY 10462-3608
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2020Loan Modification, Mortgage
SPRING BK
Mar 23, 2017Grant Deed, Transfer
JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGENCY INC
Mar 23, 2017Quit Claim Deed, Transfer
JUDICIAL TITLE
Mar 23, 2017Grant Deed, Transfer
JUDICIAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2017 · Amount on Record
Deed SaleMar 23, 2017 · Amount on Record
Deed Document Number2017570383429
Record UpdatedJun 8, 2026

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address108 E PROSPECT AVE, MOUNT VERNON, NY 10550-2285
Document Number0603183633
Instrument DateSep 2, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyJUDICIAL RESEARCH

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1808 BARNES AVE BRONX NY 104623608, BRONX, NY 10462-3608

Mortgage

Document Number0603183633
DateNov 13, 2020
Book Page060318/003633
Lender
NameSPRING BK
TypeBank
AddressBRONX, NY 10452
Agreement
AmountAmount Recorded
Term60 Months
DueNov 12, 2025
Interest
Rate5%

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateMar 23, 2017
Property Address108 E PROSPECT AVE, MOUNT VERNON, NY 10550-2285
Document Number0570383429
Book / Page057038 / 003429
Instrument DateMar 7, 2017
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyJUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,620.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address69 E 167TH ST BRONX NY 104528206, BRONX, NY 10452-8206

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateMar 23, 2017
Property Address108 E PROSPECT AVE, MOUNT VERNON, NY 10550-2285
Document Number0570663194
Instrument DateMar 7, 2017
Instrument570663194
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyJUDICIAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address69 E 167TH ST, 69, BRONX, NY 10452-8206

Transferred To (Grantee/Buyer)

NameVerified Name
Address1803 BARNES AVE, BRONX, NY 10462-3607

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateMar 23, 2017
Property Address108 E PROSPECT AVE, MOUNT VERNON, NY 10550-2285
Document Number0570653431
Book / Page057065 / 003431
Instrument DateMar 7, 2017
Transaction TypeTransfer
Record UpdatedJul 28, 2017
Title CompanyJUDICIAL TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address108 E PROSPECT AVE MOUNT VERNON NY 105502285, MOUNT VERNON, NY 10550-2285

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,843.00$26,100 (-) Land $14,300 Building $11,800$1,450,000 (+6.67%) Land $794,444 Building $655,556
2024$26,100 (-) Land $14,300 Building $11,800$1,359,375 (-10.94%) Land $744,792 Building $614,583
2023$26,100 Land $14,300 Building $11,800$1,526,315 Land $836,257 Building $690,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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