Mesa County property record for 108 E Ottley Ave, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 2006 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,900 (Jan 2022) |
| Tax Bill | $2,068 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-172-27-001 |
| Primary APN | 2697-172-27-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 1,372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Slab |
| Porch Area | 44 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R012294 |
|---|---|
| Street Address | 108 E OTTLEY AVE |
| City | FRUITA |
| State | CO |
| Zip | 81521-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | LOT 1 CLEORA JOHNSON MINOR SUBDIVISION SEC 17 1N 2W - 0.22AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 17 |
| Legal Subdivision | CLEORA JOHNSON MINOR SUBDIVISION |
| Legal Block | 27 |
| Legal Lot Number | 1 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1504 |
Source: Mesa County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 E OTTLEY AVE, FRUITA, CO 81521-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Dec 8, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Nov 5, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| May 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG |
| Jul 6, 2017 | Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on Record |
| Deed Sale | Jan 5, 2022 · Amount on Record |
| Prior Sale | Apr 2, 2015 · Amount on Record |
| Deed Document Number | 20223014770 |
| Prior Transfer Date | Jun 24, 2017 |
| Prior Transfer Doc | 0002806146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jan 5, 2022 |
| Property Address | 108 E OTTLEY AVE, FRUITA, CO 81521-2112 |
| Document Number | 0003014770 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 3014770 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 E OTTLEY AVE, FRUITA, CO 81521-2112 |
| Document Number | 0003014771 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 3014771 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Adjustable | Adjustable Rate Rider |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 108 E OTTLEY AVE, FRUITA, CO 81521-2112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ASCENDANT TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0002955914 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2955914 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 108 E OTTLEY AVE, FRUITA, CO 81521-2112 |
| Document Number | 0002903150 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 E OTTLEY AVE FRUITA CO 815212112, FRUITA, CO 81521-2112 |
| Document Number | 0002903150 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2903150 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 108 E OTTLEY AVE, FRUITA, CO 81521-2112 |
| Document Number | 0002840202 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 E OTTLEY AVE FRUITA CO 815212112, FRUITA, CO 81521-2112 |
| Document Number | 0002840202 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 2840202 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jul 6, 2017 |
| Property Address | 108 E OTTLEY AVE, FRUITA, CO 81521-2112 |
| Document Number | 0002806146 |
| Instrument Date | Jun 24, 2017 |
| Instrument | 2806146 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 E OTTLEY AVE FRUITA CO 815212112, FRUITA, CO 81521-2112 |
| Document Number | 2806147 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 2806147 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,068.00 (+8.05%) | $24,830 (+6.34%) Land $6,250 Building $18,580 | $397,220 (+14.02%) Land $100,000 Building $297,220 |
| 2024 | $1,914.00 (+0.53%) | $23,350 (-) Land $6,370 Building $16,980 | |
| 2023 | $1,904.00 (+12.4%) | $23,350 (+14.24%) Land $6,370 Building $16,980 | $348,380 (+18.5%) Land $95,000 Building $253,380 |
| 2022 | $1,694.00 | $20,440 Land $3,480 Building $16,960 | |
| 2021 | $294,000 Land $50,000 Building $244,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
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