Grayson County property record for 108 E Oak St, Gunter, TX 75058
| Property Type | Single Family Home |
|---|---|
| Details | 1,285 sqft · built 1967 |
| Lot Size | 0.198 acres (8,638 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,100 (Jan 2008) |
| Tax Bill | $796 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G001 5852010 |
| Primary APN | G001 5852010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,285 sqft Living Area |
| Gross Area | 1,665 sqft |
| 1st Floor Area | 1,285 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 8,638 sqft (0.198 acres) |
| Lot Dimensions | 120 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Utility Building | 360 sqft |
| Street Address | 108 E OAK ST |
|---|---|
| City | GUNTER |
| State | TX |
| Zip | 75058-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST ADDN, BLOCK 2, LOT 20 |
| Legal Subdivision | HILLCREST ADDN |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | SOUTHWEST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1901 |
Source: Grayson County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 E OAK ST, GUNTER, TX 75058-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2008 · Amount on Record |
| Deed Sale | Jan 17, 2008 · Amount on Record |
| Deed Document Number | 20081344 |
| Deed Book / Page | 4389 / 680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 108 E OAK ST, GUNTER, TX 75058-2530 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 108 E OAK ST, GUNTER, TX 75058-2530 |
| Document Number | 0000020871 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-00020871 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 222 Months |
| Due | Dec 1, 2039 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Gunter City |
| Unified School District | Gunter Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $796.00 Homeowner's exemption Senior Citizen's exemption | $123,333 (-32.44%) | $171,850 (-5.87%) Land $102,384 Building $69,466 |
| 2024 | $796.00 (-38.96%) | ||
| 2023 | $182,565 Land $85,363 Building $97,202 | $182,565 Land $85,363 Building $97,202 | |
| 2022 | $1,304.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GUNTER serves 2,883 people · EPA ID TX0910012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| ElektraFi Fixed Wireless | 400 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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