108 E Main St, Woodson, IL 62695 Property Records

Morgan County property record for 108 E Main St, Woodson, IL 62695

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$5,225 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-28-105-036`

Property Details

APN / Parcel Number

Primary APN	`13-28-105-036`

Exterior

Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	145 ft deep x 112 ft wide

Location & Zoning

Street Address	108 E MAIN ST
City	WOODSON
State	IL
Zip	62695-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: VILLAGE OF WOODSON LANDS RICHARDSON SURVEY PT S SD NO 7 NW LT 112FT X 145 DD7-1207 9-85 5,000
Legal Range	10W
Legal Township	14N
Legal Section	28
Legal Subdivision	WOODSON LANDS RICHARDSON SURV PT S
Legal Lot Number	112FT
Jurisdiction	MORGAN IL
Township / Civil Division	WOODSON
Census Block Group	2
Census Block	2041
Census Tract	952200

Owner

108 E Main St is owned and occupied by an individual.

Source: Morgan County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 175, WOODSON, IL 62695-0175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CNB BANK & TRUST NA
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	108 E MAIN ST, WOODSON, IL 62695-4431
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000647728
Date	Jul 19, 2023
Instrument	647728

Lender

Name	CNB BANK & TRUST NA
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.56%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.56%
Index	1-Year T-Bill
Max Rate	9.56%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	108 E MAIN ST, WOODSON, IL 62695-4431
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	638494
Date	Jul 20, 2021
Instrument	638494

Lender

Name	CNB BANK & TRUST NA
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 108 E Main St was $5,225 with exemptions applied, up 2.4% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Woodson Village
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,225.00 (+2.43%)	$76,000 Land $3,030 Building $72,970	$228,000 Land $9,090 Building $218,910
2024	$5,101.00
2023		$67,200 (+36.75%) Land $2,730 Building $64,470	$201,600 (+36.75%) Land $8,190 Building $193,410
2022	$3,529.00 (-4.44%) Homeowner's exemption	$49,140 Land $2,480 Building $46,660	$147,420 Land $7,440 Building $139,980
2021	$3,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAYVILLE-WOODSON WATER COMMISSION serves 1,403 people · EPA ID IL1375150
Water Source	Purchased surface water from JACKSONVILLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000

May also be available: Wisper ISP.

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