108 E Main St, Ripley, OK 74062 Property Records

Payne County property record for 108 E Main St, Ripley, OK 74062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1905
Lot Size	0.265 acres (11,531 sqft)
Owner	Individual Name on File
Last Sale	$10,500 (Jun 2011)
Tax Bill	$24 (2025)
Deeds & Mortgages	Sep 2021 Transfer Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N04E-20-3-RO700-017-0020`

Property Details

APN / Parcel Number

Primary APN	`18N04E-20-3-RO700-017-0020`
Alternative APNs	`600015701` `15701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	108 sqft
Unfinished Basement	108 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,531 sqft (0.265 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	324 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	15701
Street Address	108 E MAIN ST
City	RIPLEY
State	OK
Zip	74062-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN RIPLEY BLK 17 LOTS 20-22
Legal Range	04E
Legal Township	18N
Legal Section	20
Legal Subdivision	ORIG TOWN RIPLEY
Legal Block	17
Legal Lot Number	20-22
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1019
Census Tract	11400

Owner

108 E Main St is owned by an individual who acquired it in September 2021.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 122, RIPLEY, OK 74062-0122
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2011 · Amount on File
Deed Sale	Jun 28, 2011 · Amount on File
Prior Sale	Apr 2, 2007 · Amount on File
Deed Document Number	201110544
Deed Book / Page	1959 / 413
Last Transfer Date	Sep 18, 2021
Transfer Doc	0026570034
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Sep 29, 2021
Property Address	108 E MAIN ST, RIPLEY, OK 74062-2006
Document Number	0026570034
Book / Page	2657 / 34
Instrument Date	Sep 18, 2021
Instrument	2021-122356
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 122, RIPLEY, OK 74062-0122

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	108 E MAIN ST, RIPLEY, OK 74062-2006
Document Number	0025400382
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 N OKLAHOMA ST GLENCOE OK 740321467, GLENCOE, OK 74032-1467

Mortgage

Document Number	0025400382
Date	Dec 12, 2019
Book Page	002540/000382
Instrument	13259

Lender

Name	BANCFIRST
Type	Bank
Address	STILLWATER, OK 74076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 11, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 108 E Main St was $24.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Ripley Town
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253 (+10.48%) Land $253	$2,221 Land $2,221
2025	$24.00	$229 (-) Land $100 Building $129
2024	$24.00 (+14.29%)	$229 (+5.05%) Land $100 Building $129	$2,520 (+31.25%) Land $1,100 Building $1,420
2023	$21.00 (-85.42%)	$218 (-85.03%) Land $125 Building $93	$1,920 (-84.98%) Land $1,100 Building $820
2022	$144.00	$1,456 Land $125 Building $1,331	$12,780 Land $1,100 Building $11,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 E Main St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY PWA serves 376 people · EPA ID OK2006013
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Atlink Services.

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