108 E Liberty Ave, Spokane, WA 99207 Property Records

Spokane County property record for 108 E Liberty Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,624 sqft · built 1950
Lot Size	0.125 acres (5,450 sqft)
Owner	Individual Name on File
Last Sale	$85,280 (Oct 2011)
Tax Bill	$552 (2026)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35053.3511`

Property Details

APN / Parcel Number

Primary APN	`35053.3511`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,624 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	864 sqft
Basement Area	800 sqft
Finished Basement	760 sqft
Unfinished Basement	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,450 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	238 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	108 E LIBERTY AVE
City	SPOKANE
State	WA
Zip	99207-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L11 B138
Legal Subdivision	LIDGERWOOD PK
Legal Block	138
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3026
Census Tract	1400

Owner

108 E Liberty Ave is owned and occupied by an individual who bought it in October 2011.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	108 E LIBERTY AVE, SPOKANE, WA 99207-1951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
May 16, 2018	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2011 · Amount on File
Deed Sale	Oct 18, 2011 · Amount on File
Prior Sale	Apr 1, 1998 · Amount on File
Deed Document Number	20116037405
Prior Transfer Date	Jan 31, 1997
Prior Transfer Doc	0004074533
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	108 E LIBERTY AVE, SPOKANE, WA 99207-1951
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	MIS TITLE, MIS FILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E LIBERTY AVE, SPOKANE, WA 99207-1951

Mortgage

Document Number	0007453434
Date	Nov 17, 2025
Instrument	7453434

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	943 Months
Due	May 31, 2104

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	108 E LIBERTY AVE, SPOKANE, WA 99207-1951
Document Number	0006726942
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E LIBERTY AVE SPOKANE WA 992071951, SPOKANE, WA 99207-1951

Mortgage

Document Number	0006726942
Date	Jul 23, 2018
Instrument	6726942

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SPOKANE, WA 99201-3339

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 22, 2033

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	108 E LIBERTY AVE, SPOKANE, WA 99207-1951
Document Number	0006710421
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E LIBERTY AVE SPOKANE WA 992071951, SPOKANE, WA 99207-1951

Mortgage

Document Number	0006710421
Date	May 24, 2018
Instrument	6710421

Lender

Name	BANK OF AMERICA/IL
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 108 E Liberty Ave was $552 with a senior citizen's exemption, up 11.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$552.00 (+11.29%) Senior Citizen's exemption	$254,800 Land $75,000 Building $179,800	$254,800 Land $75,000 Building $179,800
2025	$496.00 Disabled Person's exemption Senior Citizen's exemption
2024		$256,300 (+44.07%) Land $65,000 Building $191,300	$256,300 (+44.07%) Land $65,000 Building $191,300
2023	$490.00 (-76.51%)	$177,900 Land $42,000 Building $135,900	$177,900 Land $42,000 Building $135,900
2022	$2,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 E Liberty Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 E Liberty Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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