108 E Houston St, Sherman, TX 75090 Property Records

Grayson County property record for 108 E Houston St, Sherman, TX 75090

Property Summary

Property TypeCommercial
Details3,342 sqft · built 2000
Lot Size0.041 acres (1,803 sqft)
OwnerCompany Name on Record
Last Sale$563,920 (Jun 2026)
Tax Bill$9,869 (2025)
Deeds & MortgagesDec 2024 Mortgage
Jun 2026 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNS034 2181053

Property Details

APN / Parcel Number

Primary APNS034 2181053
Alternative APN
  • 161880

Interior

Building Area3,342 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area1,803 sqft (0.041 acres)
Lot Dimensions65 ft deep x 17 ft wide

Location & Zoning

Street Address108 E HOUSTON ST
CitySHERMAN
StateTX
Zip75090-5908
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionOTP SHERMAN, BLOCK 5, LOT PT 1 & 2, ACRES .0414
Legal SubdivisionOTP SHERMAN
Legal Block5
Legal Lot Number1,2
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group3
Census Block3088
Census Tract2000

Owner

Source: Grayson County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address103 S TRAVIS ST, 100, SHERMAN, TX 75090-5928
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2024Deed of Trust, Mortgage · Commercial Mortgage
AMERISTATE BANK
Jun 8, 2026Deed, Transfer · Conventional Mortgage
AMERISTATE BANK
Jun 11, 2025Warranty Deed, Transfer
RED RIV TITLE COMPANY, RED RIVER TITLE CO
Dec 1, 2020Deed of Trust, Mortgage · Commercial Mortgage
AMERISTATE BANK
Sep 28, 2020Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jan 17, 2020Loan Modification, Mortgage
LEGEND BK
Jan 17, 2020Loan Modification, Mortgage
LEGEND BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2026 · Amount on Record
Deed SaleJun 8, 2026 · Amount on Record
Prior SaleJun 11, 2025
Deed Document Number202614324
Prior Transfer DateOct 3, 2012
Prior Transfer Doc0000022186
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address108 E HOUSTON ST, SHERMAN, TX 75090-5908
Transaction TypeMortgage
Record UpdatedJun 24, 2026
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 BROWN RD, SHERMAN, TX 75090-2718

Mortgage

Document Number0000035375
DateDec 31, 2024
Instrument2024-35375
Lender
NameAMERISTATE BANK
TypeBank
Address131 S PENNSYLVANIA AVE, ATOKA, OK 74525
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 30, 2029

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionGRAYSON TX
Recording DateJun 8, 2026
Property Address108 E HOUSTON ST, SHERMAN, TX 75090-5908
Document Number0000014324
Instrument DateJun 5, 2026
Instrument202614324
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyRED RIVER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address103 S TRAVIS ST, 100, SHERMAN, TX 75090-5928

Mortgage

Document Number0000014325,
DateJun 8, 2026
Instrument202614325
Lender
NameAMERISTATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 5, 2031
Interest
Rate6.23%
Max Rate-1%

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateJun 11, 2025
Property Address108 E HOUSTON ST, SHERMAN, TX 75090-5908
Document Number0000014893
Map ReferenceVOL B PG 01
Instrument DateJun 11, 2025
Instrument2025-14893
Transaction TypeTransfer
Record UpdatedJun 24, 2026
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address920 BROWN RD, SHERMAN, TX 75090-2718

Transferred To (Grantee/Buyer)

NameVerified Name
Address777 W JEFFERSON ST, VAN ALSTYNE, TX 75495-3410

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address108 E HOUSTON ST, SHERMAN, TX 75090-5908
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyRED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 N TRAVIS ST 205, 205, SHERMAN, TX 75090-0014

Mortgage

Document Number0000033408
DateDec 1, 2020
Instrument2020-00033408
Lender
NameAMERISTATE BANK
TypeBank
AddressATOKA, OK 74525
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 30, 2025

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateSep 28, 2020
Property Address108 E HOUSTON ST, SHERMAN, TX 75090-5908
Document Number0000026201
Instrument DateSep 24, 2020
Instrument26201
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address920 BROWN RD SHERMAN TX 750902718, SHERMAN, TX 75090-2718

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address108 E HOUSTON ST, SHERMAN, TX 75090-5908
Document Number0000013809
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 BROWN RD SHERMAN TX 750902784, SHERMAN, TX 75090-2784

Mortgage

Document Number0000013809
DateJun 9, 2020
Instrument13809
Lender
NameLEGEND BK
TypeBank
AddressBOWIE, TX 76230-1081
Agreement
AmountAmount Recorded
Term180 Months
DueJun 8, 2035

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address108 E HOUSTON ST, SHERMAN, TX 75090-5908
Document Number0000003557
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 BROWN RD SHERMAN TX 750902784, SHERMAN, TX 75090-2784

Mortgage

Document Number0000003557
DateFeb 11, 2020
Instrument3557
Lender
NameLEGEND BK
TypeBank
AddressBOWIE, TX 76230-1081
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 10, 2035

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalitySherman City
Unified School DistrictSherman Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,869.00$450,000 (+18.42%) Land $23,444 Building $426,556$450,000 (+18.42%) Land $23,444 Building $426,556
2024$9,869.00 (+19.73%)
2023$380,000 Land $14,427 Building $365,573$380,000 Land $14,427 Building $365,573
2022$8,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1986–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimAug 2017 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHERMAN
serves 43,645 people · EPA ID TX0910006
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
TekWav
Fixed Wireless
500 / 100

May also be available: AT&T, Frontier, Grayson Collin Communications, Nextlink, Verizon.

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