108 E Grace St, Cleghorn, IA 51014 Property Records

Cherokee County property record for 108 E Grace St, Cleghorn, IA 51014

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,645 sqft · built 1900
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Oct 2020)
Tax Bill	$616 (2026)
Deeds & Mortgages	Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0605331005`

Property Details

APN / Parcel Number

Primary APN	`0605331005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
1st Floor Area	784 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	108 E GRACE ST
City	CLEGHORN
State	IA
Zip	51014-7083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 6 7 8 BLK 3 4052
Legal Range	41W
Legal Township	92N
Legal Section	05
Legal Block	3,4052
Legal Lot Number	6-8
Jurisdiction	CHEROKEE IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1094
Census Tract	80300

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 E GRACE ST, CLEGHORN, IA 51014-7083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	20201881
Deed Book / Page	2020 / 1881
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Oct 2, 2020
Property Address	108 E GRACE ST, CLEGHORN, IA 51014-7083
Document Number	2020/1881
Book / Page	2020 / 1881
Instrument Date	Sep 21, 2020
Instrument	2020 1881
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 E GRACE ST, CLEGHORN, IA 51014-7083

Mortgage

Document Number	20201883
Date	Oct 2, 2020
Instrument	2020 1883

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 28, 2030

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cleghorn City
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$616.00 (+18.01%)	$58,210 (-) Land $6,900 Building $51,310	$58,210 (-) Land $6,900 Building $51,310
2025		$58,210 (+20.82%) Land $6,900 Building $51,310	$58,210 (+20.82%) Land $6,900 Building $51,310
2024	$522.00 (+19.18%)
2023		$48,180 (+31.21%) Land $6,900 Building $41,280	$48,180 (+31.21%) Land $6,900 Building $41,280
2022	$438.00 Homeowner's exemption	$36,720 Land $6,900 Building $29,820
2021			$36,720 Land $6,900 Building $29,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEGHORN WATER SUPPLY serves 247 people · EPA ID IA1817045
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CHEROKEE RWS- MILL CREEK SUBSYSTEM
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C-M-L Telephone Cooperative Association Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20