Dare County property record for 108 E Fresh Pond Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,966 sqft · built 2005 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $852,000 (Jan 2026) |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Nov 2011 Mortgage Jun 2005 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 989313140101 |
| Primary APN | 989313140101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.16 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 989313140101 |
|---|---|
| Old Parcel Number | 989313140101 |
| Street Address | 108 E FRESH POND DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 24 BLK: SEC: 2 PL: 3 SL: 4 |
| Legal Subdivision | LAKE DRIVE DEVELOPMENT |
| Legal Lot Number | 24 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970302 |
Source: Dare County records · APN 989313140101
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8013 ELM PL, DUNN LORING, VA 22027-1121 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2011 | Deed of Trust, Mortgage FARMERS BANK |
| Jun 13, 2005 | Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF ARIZONA |
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jan 18, 2022 | Correction Deed |
| Jan 18, 2022 | Correction Deed |
| Jan 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Mar 26, 2009 | Trustee's Deed, Foreclosure NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Jan 18, 2022 · Amount on Record |
| Deed Document Number | 700156150 |
| Deed Book / Page | 2831 / 18 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 108 E FRESH POND DR, KILL DEVIL HILLS, NC 27948-8927 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001880/493 |
|---|---|
| Date | Nov 14, 2011 |
| Book Page | 1880/493 |
| Instrument | 6301845 |
| Name | FARMERS BANK |
|---|---|
| Type | Bank |
| Address | WINDSOR, VA 23487 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 09, 2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 108 E FRESH POND DR, KILL DEVIL HILLS, NC 27948-8927 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001635/010 |
|---|---|
| Date | Jun 13, 2005 |
| Book Page | 1635/010 |
| Instrument | 6171244 |
| Name | FIRST NATIONAL BANK OF ARIZONA |
|---|---|
| Type | Bank |
| Address | MC LEAN, VA 22102 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jul 06, 2010 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 11.3% |
| Index | 6-Month LIBOR |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 14, 2026 |
| Property Address | 108 E FRESH POND DR, KILL DEVIL HILLS, NC 27948-8927 |
| Document Number | 0002831/18 |
| Book / Page | 2831 / 18 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 700156150 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,704.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14521 BLUFF POINT CT, GAINESVILLE, VA 20155-5216 |
| Name | Verified Name |
|---|---|
| Address | 8013 ELM PL, DUNN LORING, VA 22027-1121 |
| Document Number | 0700156151 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 700156151 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 18, 2022 |
| Property Address | 108 E FRESH POND DR, KILL DEVIL HILLS, NC 27948-8927 |
| Document Number | 002583/513 |
| Book / Page | 2583 / 513 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 700112018 |
| Record Updated | Nov 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 18, 2022 |
| Property Address | 108 E FRESH POND DR, KILL DEVIL HILLS, NC 27948-8927 |
| Document Number | 002583/513 |
| Book / Page | 2583 / 513 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 700112018 |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 18, 2022 |
| Property Address | 108 E FRESH POND DR, KILL DEVIL HILLS, NC 27948-8927 |
| Document Number | 002583/399 |
| Book / Page | 2583 / 399 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 700112005 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 216, WAKEFIELD, VA 23888-0216 |
| Name | Verified Name |
|---|---|
| Address | 14521 BLUFF POINT CT # DR3, DR3, GAINESVILLE, VA 20155-5216 |
| Document Number | 0700112006 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 700112006 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Mar 26, 2009 |
| Property Address | 108 E FRESH POND DR, KILL DEVIL HILLS, NC 27948-8927 |
| Document Number | 1795/311 |
| Book / Page | 1795 / 311 |
| Map Reference | MB3 PG4 |
| Instrument Date | Feb 18, 2009 |
| Instrument | 6255543 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,366.44 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 BROAD ST, ASHEVILLE, NC 28801-1901 |
| Document Number | 001795/312 |
|---|---|
| Date | Mar 26, 2009 |
| Book Page | 1795/312 |
| Instrument | 6255544 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2039 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,948.00 (+23.27%) | $886,000 (+66.73%) Land $278,300 Building $607,700 | |
| 2023 | $4,014.00 | $531,396 Land $125,900 Building $405,496 | |
| 2020 | $886,000 Land $278,300 Building $607,700 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 453 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,082 units insured incl. 629 condo units |
| Nearby Flood Claims | 43 (1999–2026) |
| Claims Outside the SFHA | 26 of 43 |
| Most Recent Claim | Jan 2026 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 168 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF KILL DEVIL HILLS serves 7,200 people |
|---|---|
| Water Source | Purchased groundwater from DARE COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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