108 E Elm St, Ambia, IN 47917 Property Records

Benton County property record for 108 E Elm St, Ambia, IN 47917

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,700 sqft · built 1907
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$356 (2025)
Deeds & Mortgages	Jul 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`009-00180-00`

Property Details

APN / Parcel Number

Primary APN	`009-00180-00`
Alternative APNs	`04-15-35-112-049.000-009` `00000996048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1986
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000996048
Street Address	108 E ELM ST
City	AMBIA
State	IN
Zip	47917-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 85-86 66X132 EA
Legal Subdivision	TOWN OF AMBIA
Legal Lot Number	85-86
Jurisdiction	BENTON IN
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2111
Census Tract	100300

Owner

108 E Elm St is owned and occupied by an individual who acquired it in July 2026.

Source: Benton County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	108 E ELM ST, AMBIA, IN 47917-8533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026
Deed Sale	Jul 30, 2026
Prior Sale	Aug 5, 2022
Deed Document Number	20261109
Prior Transfer Date	Jul 29, 2026
Prior Transfer Doc	0000001109
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IN
Recording Date	Jul 30, 2026
Property Address	108 E ELM ST, AMBIA, IN 47917-8533
Document Number	0000001109
Instrument Date	Jul 29, 2026
Instrument	20261109
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E ELM ST, AMBIA, IN 47917-8533
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 108 E Elm St was $356 with a homeowner's exemption, down 6.8% from the year before.

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Hickory Grove Township
Municipality	Ambia Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$356.00 (-6.81%) Homeowner's exemption	$74,400 Land $5,000 Building $69,400	$74,400 Land $5,000 Building $69,400
2024	$382.00 (+11.7%)
2023	$342.00 (-67.83%)	$55,100 (+1.66%) Land $5,000 Building $50,100	$55,100 (+1.66%) Land $5,000 Building $50,100
2022	$1,063.00	$54,200 Land $5,000 Building $49,200	$54,200 Land $5,000 Building $49,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMBIA WATER DEPARTMENT serves 250 people · EPA ID IN5204001
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mainstream Fiber Networks Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Elm St

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