108 E Elizabeth St, Delmar, MD 21875 Property Records

Wicomico County property record for 108 E Elizabeth St, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,656 sqft · built 1915
Lot Size	0.14 acres (6,090 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (May 2023)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-012833`

Property Details

APN / Parcel Number

Primary APN	`11-012833`
Alternative APN	`012833`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,656 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood Shingle
Roof Material	Metal
Lot Area	6,090 sqft (0.14 acres)
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	012833
Street Address	108 E ELIZABETH ST
City	DELMAR
State	MD
Zip	21875-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-6,090SQ FT 108 E ELIZABETH ST DELMAR
Jurisdiction	WICOMICO MD
Township / Civil Division	11, DELMAR
Census Block Group	1
Census Block	1033
Census Tract	10703

Owner

108 E Elizabeth St is owned and occupied by an individual who bought it in May 2023.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	108 E ELIZABETH ST, DELMAR, MD 21875-1628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Jan 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on File
Deed Sale	May 19, 2023 · Amount on File
Prior Sale	Jul 20, 2005
Deed Book / Page	5254 / 460
Prior Transfer Date	Oct 16, 2019
Prior Transfer Doc	0045750330
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	May 19, 2023
Property Address	108 E ELIZABETH ST, DELMAR, MD 21875-1628
Document Number	0052540460
Book / Page	5254 / 460
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC T&E CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E ELIZABETH ST, DELMAR, MD 21875-1628

Mortgage

Document Number	0052540466
Date	May 19, 2023
Instrument	5254-0466

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	108 E ELIZABETH ST, DELMAR, MD 21875-1628
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E ELIZABETH ST, DELMAR, MD 21875-1628

Mortgage

Document Number	0051460343
Date	Aug 23, 2022
Book Page	5146/343

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Jan 2, 2020
Property Address	108 E ELIZABETH ST, DELMAR, MD 21875-1628
Document Number	0045750330
Book / Page	004575 / 000330
Instrument Date	Oct 16, 2019
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	108 E ELIZABETH ST DELMAR MD 218751628, DELMAR, MD 21875-1628

Tax Assessment & Valuation

The 2025 property tax bill for 108 E Elizabeth St was $1,478.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Delmar Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,400 (+34.36%) Land $20,500 Building $196,900	$217,400 (-) Land $20,500 Building $196,900
2025	$1,478.00	$161,800	$217,400 Land $20,500 Building $196,900
2023	$504.00	$50,600 Land $20,500 Building $30,100	$50,600 Land $20,500 Building $30,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 E Elizabeth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 E Elizabeth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DELMAR serves 4,500 people · EPA ID MD0220001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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