108 E Colorado Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 108 E Colorado Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,930 sqft · built 2017
Lot Size	0.158 acres (6,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,450 (Feb 2018)
Tax Bill	$3,729 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94242-38-005`

Property Details

APN / Parcel Number

Primary APN	`94242-38-005`
Alternative APN	`R1640950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,930 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	1,680 sqft
Basement Area	1,406 sqft
Finished Basement	1,250 sqft
Unfinished Basement	156 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,863 sqft (0.158 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	445 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1640950
Street Address	108 E COLORADO AVE
City	BERTHOUD
State	CO
Zip	80513-1474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLOCK 1, MARYS FARM TRACT 1, BER (20060033182)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	MARYS FARM TRACT 1, BER (20060033182)
Legal Tract	1
Legal Block	1
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2046
Census Tract	2700

Owner

Source: Larimer County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 E COLORADO AVE, BERTHOUD, CO 80513-1474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FEDERAL CREDIT UNION
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit WRAY STATE BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI ADAMS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	201811343
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Apr 22, 2026
Property Address	108 E COLORADO AVE, BERTHOUD, CO 80513-1474
Document Number	0000018701
Instrument Date	Apr 17, 2026
Instrument	202618701
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	108 E COLORADO AVE, BERTHOUD, CO 80513-1474

Mortgage

Document Number	0000018701,
Date	Apr 22, 2026
Instrument	202618701

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	108 E COLORADO AVE, BERTHOUD, CO 80513-1474
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E COLORADO AVE, BERTHOUD, CO 80513-1474

Mortgage

Document Number	0000008600
Date	Feb 7, 2022
Instrument	20220008600

Lender

Name	WRAY STATE BANK
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 2, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	108 E COLORADO AVE, BERTHOUD, CO 80513-1474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084935
Date	Oct 16, 2020
Instrument	20200084935

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 26, 2018
Property Address	108 E COLORADO AVE, BERTHOUD, CO 80513-1474
Document Number	0000011343
Instrument Date	Feb 23, 2018
Instrument	11343
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 E COLORADO AVE BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	11344
Date	Feb 26, 2018
Instrument	11344

Lender

Name	ADAMS BK&TR
Type	Bank
Address	NORTH PLATTE, NE 69101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,729.00 (+12.42%)	$36,851 (-3.51%) Land $14,063 Building $22,788	$589,600 (+3.44%) Land $225,000 Building $364,600
2024	$3,317.00 (+3.66%)
2023	$3,200.00 (+9.22%)	$38,190 (+25%) Land $15,075 Building $23,115	$570,000 (+29.66%) Land $225,000 Building $345,000
2022	$2,930.00	$30,552 Land $11,002 Building $19,550	$439,600 Land $158,300 Building $281,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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