108 E Center St, Berea, OH 44017 Property Records

Cuyahoga County property record for 108 E Center St, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,297 sqft · built 1878
Lot Size0.364 acres (15,842 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Sep 2026)
Tax Bill$4,971 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN364-13-038

Property Details

APN / Parcel Number

Primary APN364-13-038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,297 sqft Living Area
Gross Area2,138 sqft
1st Floor Area961 sqft
2nd Floor Area336 sqft
Basement Area671 sqft

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1972
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,842 sqft (0.364 acres)
Lot Dimensions178 ft deep x 89 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address108 E CENTER ST
CityBEREA
StateOH
Zip44017-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal DescriptionOL 17 EP 271.17 FT E OF BEECH
Legal SubdivisionMIDDLEBURG SEC 17
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group1
Census Block1038
Census Tract134300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Baldwin-Wallace College South Campus Historic District
listed 2010 · 11 contributing resources · NRIS 10000315

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cuyahoga County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 E CENTER ST, BEREA, OH 44017-2104
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jul 12, 2019Warranty Deed, Transfer · Conventional with PMI
CLEVELAND MTG SVC
May 23, 2017Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleJul 12, 2019 · Amount on Record
Deed Document Number2026306
Prior Transfer DateMar 21, 1994
Prior Transfer Doc4272000049
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateSep 2, 2026
Property Address108 E CENTER ST, BEREA, OH 44017-2104
Document Number0000000306
Instrument DateSep 1, 2026
Instrument2026306
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyINFINITY HM TITLE, INFINITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$121,200.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address108 E CENTER ST, BEREA, OH 44017-2104

Mortgage

Document Number0000000307,
DateSep 2, 2026
Instrument20262307
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address108 E CENTER ST, BEREA, OH 44017-2104
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E CENTER ST, BEREA, OH 44017-2104

Mortgage

Document Number0000000230
DateOct 27, 2025
Instrument202510270230
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 16, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateJul 12, 2019
Property Address108 E CENTER ST, BEREA, OH 44017-2104
Document Number0007120815
Instrument DateJul 10, 2019
Instrument7120815
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$744.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E CENTER ST BEREA OH 440172104, BEREA, OH 44017-2104

Mortgage

Document Number7120816
DateJul 12, 2019
Instrument7120816
Lender
NameCLEVELAND MTG SVC
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 11, 2049

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address108 E CENTER ST, BEREA, OH 44017-2104
Document Number0006290271
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address108 E CENTER ST BEREA OH 440172104, BEREA, OH 44017-2104

Mortgage

Document Number0006290271
DateJun 29, 2017
Instrument6290271
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 28, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,971.00 (+2.14%) Homeowner's exemption$85,820 (-0.01%) Land $15,995 Building $69,825$245,200 (-) Land $45,700 Building $199,500
2024$4,867.00 (+8.25%) Homeowner's exemption$85,830 (+31.82%) Land $16,000 Building $69,830$245,200 (+31.83%) Land $45,700 Building $199,500
2023$4,496.00 (+0.63%) Homeowner's exemption$65,110 (-) Land $14,460 Building $50,650
2022$4,468.00 Homeowner's exemption$65,110 Land $14,460 Building $50,650
2021$186,000 Land $41,300 Building $144,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
PCs for People
Fixed Wireless · Fiber in parts of the area
100 / 100
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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