108 E Cedar Ave, Saint Louis, MO 63119 Property Records

St. Louis County property record for 108 E Cedar Ave, Saint Louis, MO 63119

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,131 sqft · built 1926
Lot Size	0.216 acres (9,431 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,050 (2024)
Deeds & Mortgages	Sep 2019 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23K-4-2-087-0`

Property Details

APN / Parcel Number

Primary APN	`23K-4-2-087-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,131 sqft Living Area
1st Floor Area	851 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Architectural Style	Bungalow
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	9,431 sqft (0.216 acres)
Lot Dimensions	115 ft deep x 82 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 E CEDAR AVE
City	SAINT LOUIS
State	MO
Zip	63119-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	HART SUBD LOT PTS 8-9 S W COR CEDAR AND SPRING
Legal Subdivision	HART SUBD
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1021
Census Tract	219200

Owner

Source: St. Louis County records · APN 23K-4-2-087-0

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 E CEDAR AVE, SAINT LOUIS, MO 63119-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Jun 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	108 E CEDAR AVE, SAINT LOUIS, MO 63119-3014
Document Number	0237490405
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 E CEDAR AVE ST LOUIS MO 631193014, ST LOUIS, MO 63119-3014

Mortgage

Document Number	0237490405
Date	Oct 22, 2019
Book Page	023749/000405
Instrument	620

Lender

Name	PNC BK
Type	Bank
Address	WEBSTER GROVES, MO 63119

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	Oct 21, 2056

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	108 E CEDAR AVE, SAINT LOUIS, MO 63119-3014
Document Number	0226021735
Instrument Date	Jun 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E CEDAR AVE ST LOUIS MO 631193014, ST LOUIS, MO 63119-3014

Mortgage

Document Number	0226021735
Date	Jul 11, 2017
Book Page	022602/001735
Instrument	457

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Webster Groves City
Unified School District	Webster Groves School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,680 (+12.59%) Land $67,850 Building $62,830	$687,800 (+12.59%) Land $357,100 Building $330,700
2024	$8,050.00 (+0.49%)
2023	$8,011.00 (+19.6%)	$116,070 (+27.97%) Land $46,660 Building $69,410	$610,900 (+27.96%) Land $245,600 Building $365,300
2022	$6,698.00	$90,700 Land $46,660 Building $44,040
2021			$477,400 Land $245,600 Building $231,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2022 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Central Webster Historic District listed 1986 · 290 contributing resources · NRIS 86001329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Delta Communications, Wisper ISP.

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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