Madison County property record for 108 E Broadway Ave, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft |
| Lot Size | 0.216 acres (9,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Oct 2025) |
| Tax Bill | $961 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0001-0008 |
| Primary APN | R009-0001-0008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 9,422 sqft (0.216 acres) |
| Account Number | 41895 |
|---|---|
| Street Address | 108 E BROADWAY AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POWELL LOT 8 BLK B |
| Legal Subdivision | POWELL |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10400 |
108 E Broadway Ave is owned by an individual who bought it in October 2025.
Source: Madison County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 224 SUNSET AVE, RICHMOND, KY 40475-1327 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK |
| Feb 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PARK COMMUNITY FCU |
| Mar 4, 2005 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Oct 31, 2025 | Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Oct 19, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on File |
| Deed Sale | Oct 31, 2025 · Amount on File |
| Prior Sale | Oct 19, 2020 · Amount on File |
| Deed Document Number | 202514296161 |
| Deed Book / Page | 875 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 21, 2026 |
| Property Address | 108 E BROADWAY AVE, RICHMOND, KY 40475-1534 |
| Document Number | 0014377324 |
| Book / Page | 2502 / 395 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202614377324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 108 E BROADWAY AVE, RICHMOND, KY 40475-1534 |
| Document Number | 0014377324, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 2502/395 |
| Instrument | 202614377324 |
| Name | BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 E BROADWAY AVE, RICHMOND, KY 40475-1534 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2025/501 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | M2025/501 |
| Instrument | 2014030074 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40269 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 12, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 E BROADWAY AVE, RICHMOND, KY 40475-1534 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1001/277 |
|---|---|
| Date | Mar 4, 2005 |
| Book Page | M1001/277 |
| Instrument | 341055 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | DANVERS, MN 56231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 31, 2025 |
| Property Address | 108 E BROADWAY AVE, RICHMOND, KY 40475-1534 |
| Document Number | 00D875/307 |
| Book / Page | D875 / 307 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2014296161 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 LEAWOOD DR, LEXINGTON, KY 40502-3265 |
| Name | Verified Name |
|---|---|
| Address | 224 SUNSET AVE, RICHMOND, KY 40475-1327 |
| Document Number | 2014296162 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2014296162 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Oct 31, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 19, 2020 |
| Property Address | 108 E BROADWAY AVE, RICHMOND, KY 40475-1534 |
| Document Number | D00795/672 |
| Book / Page | D00795 / 672 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2014022480 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $52.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | GENERAL DELIVERY, 121, LEXINGTON, KY 40507-9999 |
| Name | Verified Name |
|---|---|
| Address | 328 LEAWOOD DRIVE, RICHMOND, KY 40475 |
The 2025 property tax bill for 108 E Broadway Ave was $961, up 28.6% from the year before.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $961.00 (+28.65%) | $102,000 (+30.77%) | $102,000 (+30.77%) |
| 2024 | $747.00 (-1.19%) | $78,000 (-) | $78,000 (-) |
| 2023 | $756.00 (-0.26%) | $78,000 (-) | $78,000 (-) |
| 2022 | $758.00 | $78,000 | $78,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 108 E Broadway Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 E Broadway Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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