Stearns County property record for 108 E Birch St, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1966 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,000 (Jan 1990) |
| Tax Bill | $2,248 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53701-0000 |
| Primary APN | 84-53701-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,267 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 80 ft deep x 100 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 E BIRCH ST |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 107' OF LOTS 9 & 10 BLK 2 LOSO'S 5TH ADD SECTION 10 TOWNSHIP 124 RANGE 029 LOSO'S 5TH ADD SECTION 10 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | LOSOS 5TH ADD |
| Legal Block | 2 |
| Legal Lot Number | 9-10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 11308 |
Source: Stearns County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9824 JENNY LN, SAINT JOSEPH, MN 56374-9692 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Affidavit, Transfer |
| Mar 19, 2026 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 · Amount on Record |
| Deed Sale | Jan 1, 1990 · Amount on Record |
| Last Transfer Date | Mar 31, 2026 |
| Transfer Doc | 0001710421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 31, 2026 |
| Property Address | 108 E BIRCH ST, SAINT JOSEPH, MN 56374 |
| Document Number | 00A1710421 |
| Instrument Date | Mar 27, 2026 |
| Instrument | A1710421 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9824 JENNY LN, SAINT JOSEPH, MN 56374-9692 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 19, 2026 |
| Property Address | 108 E BIRCH ST, SAINT JOSEPH, MN 56374 |
| Document Number | 00A1709831 |
| Instrument Date | Mar 13, 2026 |
| Instrument | A1709831 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,248.00 (+20.21%) | $176,400 (+6.27%) Land $37,000 Building $139,400 | $176,400 (+6.27%) Land $37,000 Building $139,400 |
| 2025 | $166,000 (+9.14%) Land $31,900 Building $134,100 | $166,000 (+9.14%) Land $31,900 Building $134,100 | |
| 2023 | $1,870.00 | $152,100 Land $31,900 Building $120,200 | $152,100 Land $31,900 Building $120,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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