108 E 7th St, Sanborn, IA 51248 Property Records

O'Brien County property record for 108 E 7th St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 947 sqft · built 1960
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Mar 2021)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0029910000`

Property Details

APN / Parcel Number

Primary APN	`0029910000`
Alternative APN	`0000299100`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	947 sqft Living Area
1st Floor Area	947 sqft
Basement Area	947 sqft
Finished Basement	434 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,300 sqft (0.168 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	644 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	108 E 7TH ST
City	SANBORN
State	IA
Zip	51248-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-97-41 AUD SUBD S 1/2 SW 1/4 OR BRADYS ADDITION E 2 OF LOTS 1 & 2, W 50 OF S 65 OF LOT 7 & W 50 OF LOT 8 BLK 3
Legal Range	41W
Legal Township	97N
Legal Section	26
Legal Subdivision	AUD SUBD
Legal Block	3
Legal Lot Number	1,2,7,8
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4009
Census Tract	490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 366, PAULLINA, IA 51046-0366
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSINESS ADMINISTRATION, A GOVE
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit SANBORN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	2021908
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	108 E 7TH ST, SANBORN, IA 51248-1005
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N RUTLEDGE ST, PAULLINA, IA 51046-7881

Mortgage

Document Number	0020252214
Date	Oct 10, 2025
Instrument	2025-2214

Lender

Name	US SMALL BUSINESS ADMINISTRATION, A GOVE
Type	Private Party
Address	1545 HAWKINS BLVD STE 202, EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2040

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	108 E 7TH ST, SANBORN, IA 51248-1005
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N MICKLEY ST, PAULLINA, IA 51046

Mortgage

Document Number	202100942
Date	Mar 26, 2021
Instrument	2021-00942

Lender

Name	SANBORN SAVINGS BANK
Type	Bank
Address	SANBORN, IA 51248

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+11.58%)	$79,370 (+19.19%) Land $9,890 Building $69,480	$79,370 (+19.19%) Land $9,890 Building $69,480
2024	$950.00 (-7.95%)
2023		$66,590 (+8.35%) Land $9,890 Building $56,700	$66,590 (+8.35%) Land $9,890 Building $56,700
2022	$1,032.00	$61,460 Land $5,200 Building $56,260
2021			$61,460 Land $5,200 Building $56,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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