108 E 7th St, Hartford, IL 62048 Property Records

Madison County property record for 108 E 7th St, Hartford, IL 62048

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 652 sqft · built 1950
Lot Size0.12 acres (5,240 sqft)
Owner2 Individual Names on File
Tax Bill$493 (2025)
Deeds & MortgagesSep 2026 Transfer
Sep 2025 Line of Credit
APN18-2-14-03-09-103-021

Property Details

APN / Parcel Number

Primary APN18-2-14-03-09-103-021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area652 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area5,240 sqft (0.12 acres)
Lot Dimensions131 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address108 E 7TH ST
CityHARTFORD
StateIL
Zip62048-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWMANS SECOND ADD LOT 6 40X131 S
Legal SubdivisionBOWMANS SECOND ADDN
Legal Lot Number6
JurisdictionMADISON IL
Township / Civil DivisionCHOUTEAU
Census Block Group1
Census Block1026
Census Tract404100

Owner

108 E 7th St is owned and occupied by two individuals who acquired it in September 2026.

Source: Madison County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address108 E 7TH ST, HARTFORD, IL 62048-1313
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Quit Claim Deed, Transfer
Quitclaim
Sep 8, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2024
Deed SaleOct 10, 2024
Prior SaleJun 12, 2006 · Amount on File
Deed Document Number202428108
Last Transfer DateSep 23, 2026
Transfer Doc0000028180
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON IL
Recording DateSep 23, 2026
Property Address108 E 7TH ST, HARTFORD, IL 62048-1313
Document Number0000028180
Instrument DateSep 23, 2026
Instrument202628180
Transaction TypeTransfer
Record UpdatedOct 16, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E 7TH ST, HARTFORD, IL 62048-1313

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address108 E 7TH ST, HARTFORD, IL 62048-1313
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024860
DateSep 8, 2025
Instrument2025R24860
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 108 E 7th St was $493 with a homeowner's exemption, up 121.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionChouteau Township
MunicipalityHartford Village
Secondary School DistrictEast Alton-Wood River Community High School District 14 (09 - 12)
Elementary School DistrictWood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$493.00 (+121.08%)$13,710 Land $2,070 Building $11,640$41,130 Land $6,210 Building $34,920
2024$223.00
2022$172.00$9,890 Land $1,490 Building $8,400$29,699 Land $4,474 Building $25,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 108 E 7th St; there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims20 (1979–2015)
Claims Outside the SFHA9 of 20
Most Recent ClaimDec 2015 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARTFORD
serves 1,260 people · EPA ID IL1190500
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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