108 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 108 E 5th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,656 sqft · built 1800
Lot Size	0.113 acres (4,950 sqft)
Owner	2 Individual Names on File
Last Sale	$82,500 (Jul 2018)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-04-06`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-04-06`
Alternative APNs	`120012805600040060000000` `0513`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,656 sqft Living Area
1st Floor Area	1,328 sqft
2nd Floor Area	1,328 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	100 ft deep x 49.5 ft wide
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0513
Street Address	108 E 5TH ST
City	OSWEGO
State	NY
Zip	13126-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	6.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2003
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-04-06

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 E 5TH ST, OSWEGO, NY 13126-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Aug 08, 1996 · Amount on Record
Deed Document Number	20186654
Record Updated	Jun 08, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 17, 2018
Property Address	108 E 5TH ST, OSWEGO, NY 13126-2714
Document Number	0000006654
Instrument Date	Jul 12, 2018
Instrument	R-2018-006654
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 GOODWIN AVE, 626, NEW SMYRNA BEACH, FL 32169-2918

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 E 5TH ST, OSWEGO, NY 13126-2714

Mortgage

Document Number	0000006655
Date	Jul 17, 2018
Instrument	R-2018-006655

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00	$116,000 (+40.61%) Land $18,500 Building $97,500	$116,000 (+16.7%) Land $18,500 Building $97,500
2023		$82,500 Land $11,800 Building $70,700	$99,398 Land $14,217 Building $85,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 879 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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