108 E 4th St, Hartford, IL 62048 Property Records

Madison County property record for 108 E 4th St, Hartford, IL 62048

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1948
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$11,500 (Aug 2013)
Tax Bill$2,606 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Aug 2018 Line of Credit
APN18-2-14-03-09-104-020

Property Details

APN / Parcel Number

Primary APN18-2-14-03-09-104-020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions125 ft deep x 120 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address108 E 4TH ST
CityHARTFORD
StateIL
Zip62048-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWMANS SECOND ADD LOT 5-6 & 7 120X125
Legal SubdivisionBOWMANS SECOND ADDN
Legal Lot Number5-6
JurisdictionMADISON IL
Township / Civil DivisionCHOUTEAU
Census Block Group1
Census Block1022
Census Tract404100

Owner

Source: Madison County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address108 E 4TH ST, HARTFORD, IL 62048-1302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
CNB BANK & TRUST NA
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
CNB BK&TR NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2013 · Amount on File
Deed SaleAug 22, 2013 · Amount on File
Deed Document Number201336698
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address108 E 4TH ST, HARTFORD, IL 62048-1302
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023307
DateAug 31, 2023
Instrument2023R23307
Lender
NameCNB BANK & TRUST NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address108 E 4TH ST, HARTFORD, IL 62048-1302
Document Number0000025689
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanySERENITY TITLE AND ESCROW LIMITED

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E 4TH ST HARTFORD IL 620481302, HARTFORD, IL 62048-1302

Mortgage

Document Number0000025689
DateAug 17, 2018
Instrument25689
Lender
NameCNB BK&TR NA
TypeBank
AddressALTON, IL 62002
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 16, 2038
Interest
Rate TypeAdjustable Rate
Rate5.9%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionChouteau Township
MunicipalityHartford Village
Secondary School DistrictEast Alton-Wood River Community High School District 14 (09 - 12)
Elementary School DistrictWood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,606.00 (+10.24%)$31,060 (+38.54%) Land $6,050 Building $25,010$93,180 (+38.4%) Land $18,150 Building $75,030
2024$2,364.00 (+22.93%)
2022$1,923.00$22,420 Land $4,370 Building $18,050$67,327 Land $13,123 Building $54,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims20 (1979–2015)
Claims Outside the SFHA9 of 20
Most Recent ClaimDec 2015 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARTFORD
serves 1,260 people · EPA ID IL1190500
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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