108 E 4th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 108 E 4th St, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Restaurant
Details	3,945 sqft · built 1950
Lot Size	0.111 acres (4,818 sqft)
Owner	Company Name on File
Last Sale	$800,000 (Dec 2020)
Tax Bill	$19,834 (2025)
Deeds & Mortgages	Dec 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-12-254-014`

Property Details

APN / Parcel Number

Primary APN	`8914-12-254-014`

Interior

Stories	1 Story
Building Area	3,945 sqft Gross Area
Basement Area	3,945 sqft
Unfinished Basement	3,945 sqft
Overhead Door	Overhead Door
Elevator	Elevator

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Material	Urethane Foam
Lot Area	4,818 sqft (0.111 acres)
Lot Dimensions	66 ft deep x 73 ft wide
Patio Area	2 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 E 4TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2826
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	ORIGINAL PLAT CEDAR FALLS E 73 FT LOT 5 BLK 4 AND EASE B 9 P 195
Legal Range	14W
Legal Township	89N
Legal Section	12
Legal Subdivision	ORIGINAL PLAT CEDAR FALLS
Legal Block	4
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2028
Census Tract	2200

Owner

Source: Black Hawk County records · APN 8914-12-254-014

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	108 E 4TH ST, CEDAR FALLS, IA 50613-2826
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	May 11, 2005 · Amount on Record
Deed Document Number	20202100013821
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 31, 2020
Property Address	108 E 4TH ST, CEDAR FALLS, IA 50613-2826
Document Number	202100013821
Instrument Date	Dec 30, 2020
Instrument	202100013821
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 FLYNN DR, CEDAR FALLS, IA 50613-8154

Mortgage

Document Number	202100013822
Date	Dec 31, 2020
Instrument	202100013822

Lender

Name	STONE AND TERRACE LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,834.00	$660,010 (+2.54%) Land $110,810 Building $549,200	$660,010 (+2.54%) Land $110,810 Building $549,200
2024	$19,834.00 (+39.24%)
2023		$643,670 (+37.26%) Land $110,810 Building $532,860	$643,670 (+37.26%) Land $110,810 Building $532,860
2022	$14,244.00	$468,930 Land $73,370 Building $395,560
2021			$468,930 Land $73,370 Building $395,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130022002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2016, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Sep 2016 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cedar Falls Downtown Historic District listed 2017 · 42 contributing resources · NRIS 100001673

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cedar Falls Municipal Communications Utility	Fiber	10,000 / 10,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.