108 E 3rd St, Villisca, IA 50864 Property Records

Montgomery County property record for 108 E 3rd St, Villisca, IA 50864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,470 sqft · built 1905
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Tax Bill$860 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN641222379009000

Property Details

APN / Parcel Number

Primary APN641222379009000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area797 sqft
Basement Area897 sqft
Unfinished Basement499 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialMetal
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address108 E 3RD ST
CityVILLISCA
StateIA
Zip50864-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG LT 100
Legal SubdivisionORIGINAL PLAT OF THE CITY OF VILLISCA
Legal Lot Number100
JurisdictionMONTGOMERY IA
Township / Civil DivisionEAST
Census Block Group3
Census Block3114
Census Tract960400

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address108 E 3RD ST, VILLISCA, IA 50864-1119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 27, 2009
Transfer Doc0329/0608
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Recording DateAug 26, 2026
Property Address108 E 3RD ST, VILLISCA, IA 50864-1119
Document Number0000001181
Book / Page2026 / 1181
Instrument DateAug 10, 2026
Instrument20261181
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E 3RD ST, VILLISCA, IA 50864-1119

Mortgage

Document Number0000001181,
DateAug 26, 2026
Book Page2026/1181
Instrument20261181
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 10, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityVillisca City
Unified School DistrictVillisca Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$860.00 (-5.49%) Homeowner's exemption$52,270 (+2.83%) Land $7,500 Building $44,770$52,270 (+2.83%) Land $7,500 Building $44,770
2024$910.00 (+8.59%)
2023$50,830 Land $4,500 Building $46,330$50,830 Land $4,500 Building $46,330
2022$838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLISCA MUNICIPAL WATER DEPT
serves 1,132 people · EPA ID IA6985051
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 3rd St

Nearby Streets

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