108 E 2nd St, Hartford, IL 62048 Property Records

Madison County property record for 108 E 2nd St, Hartford, IL 62048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 648 sqft · built 1915
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Oct 2024)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
APN	`18-2-14-03-05-105-003`

Property Details

APN / Parcel Number

Primary APN	`18-2-14-03-05-105-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	648 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	108 E 2ND ST
City	HARTFORD
State	IL
Zip	62048-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWMANS SECOND ADD LOT 17 40X125
Legal Subdivision	BOWMANS SECOND ADDN
Legal Lot Number	17
Jurisdiction	MADISON IL
Township / Civil Division	CHOUTEAU
Census Block Group	1
Census Block	1004
Census Tract	404100

Owner

108 E 2nd St is owned and occupied by an individual who bought it in October 2024.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	108 E 2ND ST, HARTFORD, IL 62048-1327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Prior Sale	Oct 28, 2019 · Amount on File
Deed Document Number	202430046
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0000024444
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 28, 2019
Property Address	108 E 2ND ST, HARTFORD, IL 62048-1327
Document Number	0000034638
Map Reference	PB 12 PG 20
Instrument Date	Oct 17, 2019
Instrument	2019R34638
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18418 FILLMORE TRL, IRVING, IL 62051-2411

Mortgage

Document Number	0000034639
Date	Oct 28, 2019
Instrument	2019R34639

Lender

Name	FIRST COMMUNITY BANK HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 17, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 108 E 2nd St was $1,320, up 10.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Chouteau Township
Municipality	Hartford Village
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00 (+10.28%)	$15,740 Land $2,050 Building $13,690	$47,220 Land $6,150 Building $41,070
2024	$1,197.00
2022	$973.00	$11,350 Land $1,470 Building $9,880	$34,084 Land $4,414 Building $29,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 108 E 2nd St; there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARTFORD serves 1,260 people · EPA ID IL1190500
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20