108 E 2nd St, Fletcher, OH 45326 Property Records

Miami County property record for 108 E 2nd St, Fletcher, OH 45326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1963
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2026)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B05-004080`

Property Details

APN / Parcel Number

Primary APN	`B05-004080`
Alternative APNs	`021130.1-02-022-00` `B05FL031 00400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1963
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	150 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Old Parcel Number	B05FL031 00400
Street Address	108 E 2ND ST
City	FLETCHER
State	OH
Zip	45326-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 291 30X140 W SIDE IN LOT 290 60X140
Legal Subdivision	FLETCHER
Legal Lot Number	291
Jurisdiction	MIAMI OH
Township / Civil Division	BROWN
Census Block Group	2
Census Block	2045
Census Tract	390100

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 E 2ND ST, FLETCHER, OH 45326-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jul 25, 2011 · Amount on Record
Deed Document Number	2026OR-00330
Record Updated	Jun 8, 2026

January 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 9, 2026
Property Address	108 E 2ND ST, FLETCHER, OH 45326-9757
Document Number	0000000330
Instrument Date	Jan 6, 2026
Instrument	2026OR-00330
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 2ND ST, FLETCHER, OH 45326-9757

Mortgage

Document Number	0000000331
Date	Jan 9, 2026
Instrument	2026OR-00331

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Fletcher Village
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,241.00 (+9.73%) Homeowner's exemption	$51,110 (+49.14%) Land $7,320 Building $43,790	$146,000 (+49.13%) Land $20,900 Building $125,100
2024	$1,131.00 (-1.05%) Homeowner's exemption	$34,270 (-) Land $7,350 Building $26,920
2023	$1,143.00 (-4.11%) Homeowner's exemption	$34,270 (-) Land $7,350 Building $26,920	$97,900 (-) Land $21,000 Building $76,900
2022	$1,192.00 Homeowner's exemption	$34,270 Land $7,350 Building $26,920	$97,900 Land $21,000 Building $76,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER VILLAGE PWS serves 461 people · EPA ID OH5500412
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.59 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20