Bay County property record for 108 E 18th St, #E, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 2011 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Oct 2011) |
| Tax Bill | $1,681 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 11648-015-000 |
| Primary APN | 11648-015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Heated Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 1,128 sqft |
| 2nd Floor Area | 900 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 134 ft deep x 56 ft wide |
| Driveway | Driveway |
| Driveway Area | 630 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 108 E 18TH ST # E, E |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH SIDE WEST 1/2 OF LOT 6 BLK 2 ORB 3356 P 232 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | SOUTH SIDE |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1301 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 35421, PANAMA CITY, FL 32412-5421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 12, 2019 | Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2011 · Amount on Record |
| Deed Sale | Oct 6, 2011 · Amount on Record |
| Prior Sale | Feb 10, 2011 · Amount on Record |
| Deed Document Number | 2011050269 |
| Deed Book / Page | 3356 / 0232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 108 E 18TH ST # E, E, LYNN HAVEN, FL 32444-4304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 108 E 18TH ST, LYNN HAVEN, FL 32444-4304 |
| Document Number | 0047590276 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 4759/276 |
| Instrument | 2023078570 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 218 Months |
| Due | Feb 1, 2042 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 108 E 18TH ST # E, E, LYNN HAVEN, FL 32444-4304 |
| Document Number | 0041180502 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 108 E 18TH ST LYNN HAVEN FL 324444304, LYNN HAVEN, FL 32444-4304 |
| Document Number | 0041180502 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 004118/000502 |
| Instrument | 42871 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Apr 30, 2042 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,681.00 (+1.69%) Homeowner's exemption | $153,350 (+5.99%) | $177,546 (+11.11%) Land $28,645 Building $148,901 |
| 2023 | $1,653.00 (+10.27%) Homeowner's exemption | $144,687 (+3%) | $159,792 (+8.52%) Land $29,245 Building $130,547 |
| 2022 | $1,499.00 Homeowner's exemption | $140,473 | $147,241 Land $27,826 Building $119,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 325 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 325 in force |
| Nearby Flood Claims | 60 (1998–2021) |
| Claims Outside the SFHA | 27 of 60 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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