108 Driftwood Ln, Hampstead, NC 28443 Property Records

Pender County property record for 108 Driftwood Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,856 sqft · built 1995
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$263,000 (Aug 2020)
Tax Bill	$2,469 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203-60-3958-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-60-3958-0000`
Alternative APNs	`000035437` `914195`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	17,860 sqft (0.41 acres)

Exterior Amenities

Porch	Porch
Porch Area	444 sqft
Shed	1 Shed
Shed Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000035437
Old Parcel Number	4203 60 3958 0000
Street Address	108 DRIFTWOOD LN
City	HAMPSTEAD
State	NC
Zip	28443-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L A5, PB 23/25,CRESTWOOD
Legal Subdivision	CRESTWOOD
Legal Lot Number	A5
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3000
Census Tract	920202

Owner

108 Driftwood Ln is owned and occupied by an individual who bought it in August 2020.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	108 DRIFTWOOD LN, HAMPSTEAD, NC 28443-2554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Sep 23, 2008 · Amount on File
Deed Document Number	0021174720
Deed Book / Page	2117 / 4720
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	108 DRIFTWOOD LN, HAMPSTEAD, NC 28443-2554
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047670417
Date	Oct 5, 2021
Book Page	4767/417

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 7, 2020
Property Address	108 DRIFTWOOD LN, HAMPSTEAD, NC 28443-2554
Document Number	0047202117
Book / Page	4720 / 2117
Map Reference	MB 23 PG 25
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 HIGHLANDS DR, 765, HAMPSTEAD, NC 28443-7439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DRIFTWOOD LN, HAMPSTEAD, NC 28443-2554
Investor	Possibly a Property Investor

Mortgage

Document Number	0047202120
Date	Aug 7, 2020
Instrument	4720/2120

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Driftwood Ln was $2,469.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,469.00	$520,693 Land $137,400 Building $383,293	$520,693 Land $137,400 Building $383,293
2023		$245,377 (-) Land $45,507 Building $199,870	$245,377 (-) Land $45,507 Building $199,870
2022	$2,152.00	$245,377 Land $45,507 Building $199,870	$245,377 Land $45,507 Building $199,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Driftwood Ln in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Driftwood Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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