108 Douglas St, O Fallon, IL 62269 Property Records

St. Clair County property record for 108 Douglas St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1927
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Apr 2023)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2018 Mortgage + 1 more
APN	`04-30-0-302-059`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-302-059`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	846 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	108 DOUGLAS ST
City	O FALLON
State	IL
Zip	62269-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LAWN LOTS 10 THRU 13 A02778888
Legal Subdivision	PRAIRIE LAWN
Legal Block	302
Legal Lot Number	10,13
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1038
Census Tract	504354

Owner

108 Douglas St is owned and occupied by an individual who bought it in April 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	108 DOUGLAS ST, O FALLON, IL 62269-1901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BK NA
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	20232778888
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 17, 2023
Property Address	108 DOUGLAS ST, O FALLON, IL 62269-1901
Document Number	0A02778888
Map Reference	MB V PG 44
Instrument Date	Mar 31, 2023
Instrument	A02778888
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DOUGLAS ST, O FALLON, IL 62269-1901

Mortgage

Document Number	0A02778889
Date	Apr 17, 2023
Instrument	A02778889

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	108 DOUGLAS ST, O FALLON, IL 62269-1901
Document Number	00A2594351
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 DOUGLAS ST O FALLON IL 622691901, O FALLON, IL 62269-1901

Mortgage

Document Number	00A2594351
Date	Oct 25, 2018
Instrument	2594351

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 20, 2018
Property Address	108 DOUGLAS ST, O FALLON, IL 62269-1901
Document Number	00A2583237
Instrument Date	Jul 16, 2018
Instrument	2583237
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	BENEDICK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1524 PICKETTS CT O FALLON IL 622696665, O FALLON, IL 62269-6665

Mortgage

Document Number	A2583238
Date	Jul 20, 2018
Instrument	2583238

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 108 Douglas St was $3,193 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00	$50,303 Land $8,562 Building $41,741	$150,909 Land $25,686 Building $125,223
2022		$37,445 Land $6,374 Building $31,071	$112,335 Land $19,122 Building $93,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 108 Douglas St; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Douglas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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