108 Douglas St, Centralia, IL 62801 Property Records

Marion County property record for 108 Douglas St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,099 sqft · built 1913
Lot Size	0.231 acres (10,074 sqft)
Owner	2 Individual Names on File
Last Sale	$70,967 (Dec 2023)
Tax Bill	$790 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1420000276`

Property Details

APN / Parcel Number

Primary APN	`1420000276`

Interior

Building Area	1,099 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	10,074 sqft (0.231 acres)

Location & Zoning

Street Address	108 DOUGLAS ST
City	CENTRALIA
State	IL
Zip	62801-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. C.C. 20' S SD LOT 16 & ALL LOT 15 & N 15' E 77.5' LOT 14 BLK 16
Legal Subdivision	CENTRAL CITY
Legal Block	16
Legal Lot Number	14-16
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1039
Census Tract	952700

Owner

108 Douglas St is owned and occupied by two individuals who bought it in December 2023.

Source: Marion County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 DOUGLAS ST, CENTRALIA, IL 62801-2130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Deed Document Number	20235113
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION IL
Recording Date	Dec 28, 2023
Property Address	108 DOUGLAS ST, CENTRALIA, IL 62801-2130
Document Number	2023R05113
Instrument Date	Dec 21, 2023
Instrument	2023R05113
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 N BROADWAY, CENTRALIA, IL 62801-2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 DOUGLAS ST, CENTRALIA, IL 62801-2130

Mortgage

Document Number	2023R05114
Date	Dec 28, 2023
Instrument	2023R05114

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.62%

Mortgage

Document Number	2023R05115
Date	Dec 28, 2023
Instrument	2023R05115

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	108 DOUGLAS ST, CENTRALIA, IL 62801-2130
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03730
Date	Jul 24, 2018
Instrument	2018R03730

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 22, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 108 Douglas St was $790 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Central City Village
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00	$19,570 Land $2,180 Building $17,390	$58,710 Land $6,540 Building $52,170
2022	$1,139.00	$14,840 Land $1,650 Building $13,190	$44,520 Land $4,950 Building $39,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Douglas St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Douglas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T.

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