Lafayette County property record for 108 Douglas Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,045 sqft · built 1960 |
| Lot Size | 0.68 acres (29,430 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,045 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135L-21-146.00 |
| Primary APN | 135L-21-146.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,045 sqft Living Area |
| 1st Floor Area | 3,457 sqft |
| 2nd Floor Area | 520 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,430 sqft (0.68 acres) |
| Lot Dimensions | 135 ft deep x 218 ft wide |
| Patio Area | 1,145 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5207 |
|---|---|
| Street Address | 108 DOUGLAS DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT NO 8 DOUGLAS SUB PREV APN: 086J-21-121 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | DOUGLAS SUB |
| Legal Lot Number | 8 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Avent Acres Neighborhood Historic District listed 2020 · 63 contributing resources · NRIS 100004508 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
108 Douglas Dr is owned and occupied by two individuals who acquired it in November 2021.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 S LAMAR BLVD, OXFORD, MS 38655-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2018 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK |
| Jan 12, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Nov 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 |
| Deed Sale | Nov 30, 2021 |
| Prior Sale | Nov 30, 2021 · Amount on File |
| Deed Document Number | 202113180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 108 DOUGLAS DR, OXFORD, MS 38655-2804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201803507 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 201803507 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | RIPLEY, MS 38663 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Apr 21, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 108 DOUGLAS DR, OXFORD, MS 38655-2804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 712 N 14TH ST, OXFORD, MS 38655-3222 |
| Document Number | 0202200325 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-00325 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Nov 30, 2021 |
| Property Address | 108 DOUGLAS DR, OXFORD, MS 38655-2804 |
| Document Number | 0202113149 |
| Instrument Date | Nov 26, 2021 |
| Instrument | 202113149 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 EAGLE SPRING RD, OXFORD, MS 38655-2209 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 307 S LAMAR BLVD, OXFORD, MS 38655-4011 |
| Document Number | 0202113150 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 202113150 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 108 Douglas Dr was $8,045 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,045.00 Homeowner's exemption | $64,145 | $641,450 Land $110,000 Building $531,450 |
| 2023 | $6,559.00 Homeowner's exemption | $52,717 | $527,170 Land $110,000 Building $417,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Douglas Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Douglas Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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