108 Davidson St, Deer Lodge, TN 37726 Property Records

Morgan County property record for 108 Davidson St, Deer Lodge, TN 37726

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,466 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,900 (Mar 2022)
Tax Bill	$556 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`065052A B 01000`

Property Details

APN / Parcel Number

Primary APN	`065052A B 01000`
Alternative APN	`052A B 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	362 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	108 DAVIDSON ST
City	DEER LODGE
State	TN
Zip	37726-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	2
Census Block	2046
Census Tract	110100

Owner

Source: Morgan County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENRICHMENT FEDERAL CREDIT UNION
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENRICHMENT FEDERAL CREDIT UNION
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JUSTIN CUTLER
Jun 17, 2021	Warranty Deed, Transfer
Jan 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	202279057
Deed Book / Page	287 / 117
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Recording Date	Jul 1, 2026
Property Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222
Document Number	0000096325
Book / Page	363 / 471
Instrument Date	May 21, 2026
Instrument	202696325
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222

Mortgage

Document Number	0000096325,
Date	Jul 1, 2026
Book Page	363/471
Instrument	202696325

Lender

Name	ENRICHMENT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Recording Date	May 11, 2026
Property Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222
Document Number	0000095674
Book / Page	360 / 478
Instrument Date	Apr 24, 2026
Instrument	202695674
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222

Mortgage

Document Number	0000095674,
Date	May 11, 2026
Book Page	360/478
Instrument	202695674

Lender

Name	ENRICHMENT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Mar 31, 2022
Property Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222
Document Number	000287/117
Book / Page	287 / 117
Instrument Date	Mar 25, 2022
Instrument	79057
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	TORO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222

Mortgage

Document Number	0000079058
Date	Mar 31, 2022
Instrument	79058

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	REGAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11891, MURFREESBORO, TN 37129-0038

Mortgage

Document Number	272/248
Date	Jun 28, 2021
Book Page	272/248
Instrument	75645

Lender

Name	JUSTIN CUTLER
Type	Private Party
Address	1204 15TH AVE S, NASHVILLE, TN 37212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jan 1, 2022

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jun 17, 2021
Property Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222
Document Number	271/589
Book / Page	271 / 589
Instrument Date	Apr 6, 2021
Instrument	75510
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Tax	$266.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11891, MURFREESBORO, TN 37129-0038
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jan 4, 2021
Property Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222
Document Number	263/134
Book / Page	263 / 134
Instrument Date	Dec 29, 2020
Instrument	73514
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DAVIDSON ST, DEER LODGE, TN 37726-4222

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$556.00	$20,450 (-) Land $1,750 Building $18,700
2023		$20,450 Land $1,750 Building $18,700
2022	$556.00
2021			$81,800 Land $7,000 Building $74,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 91% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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