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108 Cumberland Dr, Georgetown, KY 40324 Property Records

Scott County property record for 108 Cumberland Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,044 sqft · built 1993
Lot Size0.202 acres (8,813 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Feb 2016)
Tax Bill$1,804 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN138-20-182.000

Property Details

APN / Parcel Number

Primary APN138-20-182.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,044 sqft Living Area
1st Floor Area673 sqft
Basement Area1,044 sqft
Unfinished Basement1,044 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area8,813 sqft (0.202 acres)
Garage TypeBasement
Garage Area370 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address108 CUMBERLAND DR
CityGEORGETOWN
StateKY
Zip40324-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONY 2
Legal SubdivisionCOLONY 2
Legal Lot Number19
Legal Unit4A
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1023
Census Tract40606

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address108 CUMBERLAND DR, GEORGETOWN, KY 40324-2525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Nov 19, 2021Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2016 · Amount on File
Deed SaleFeb 17, 2016 · Amount on File
Prior SaleAug 6, 2007 · Amount on File
Deed Document Number2016350279
Deed Book / Page375 / 453
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address108 CUMBERLAND DR, GEORGETOWN, KY 40324-2525
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyNOT AVAILABLE, FAMS DTO REC

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CUMBERLAND DR, GEORGETOWN, KY 40324-2525

Mortgage

Document Number0M1655/515
DateNov 22, 2021
Book PageM1655/515
Instrument445751
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term292 Months
DueMar 1, 2046

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address108 CUMBERLAND DR, GEORGETOWN, KY 40324-2525
Transaction TypeMortgage
Record UpdatedDec 9, 2021
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CUMBERLAND DR, GEORGETOWN, KY 40324-2525

Mortgage

Document NumberM1655/515
DateNov 19, 2021
Book PageM1655/515
Instrument445751
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term292 Months
DueMar 1, 2046

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,600 (-)$202,600 (-)
2025$1,804.00 (+18.53%)$202,600 (+20.67%)$202,600 (+20.67%)
2023$1,522.00 (+6.73%)$167,900 (+2.13%) Land $32,500 Building $135,400$167,900 (+2.13%) Land $32,500 Building $135,400
2022$1,426.00$164,400 Land $29,000 Building $135,400$164,400 Land $29,000 Building $135,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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