108 Crest Pointe Dr, Seneca, SC 29672 Property Records

Oconee County property record for 108 Crest Pointe Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,159 sqft · built 2014
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Jun 2022)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-03-01-004`

Property Details

APN / Parcel Number

Primary APN	`179-03-01-004`
Alternative APN	`20186`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,159 sqft Living Area
1st Floor Area	2,679 sqft
Attic	Attic
Attic Area	767 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	40.8 ft deep x 27.6 ft wide
Garage Type	Attached
Garage Area	767 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20186
Street Address	108 CREST POINTE DR
City	SENECA
State	SC
Zip	29672-6974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CRESTVIEW (1.17 AC)
Legal Subdivision	CRESTVIEW
Legal Block	1
Legal Lot Number	4
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	1
Census Block	1009
Census Tract	30302

Owner

Source: Oconee County assessment roll, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 CREST POINTE DR, SENECA, SC 29672-6974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed, Transfer · Conventional Mortgage SOUTHERN FIRST BANK NA
Jan 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Sep 25, 2020	Quit Claim Deed, Transfer OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jul 9, 2012 · Amount on Record
Deed Document Number	202220519
Deed Book / Page	2827 / 255
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0026090287
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 29, 2022
Property Address	108 CREST POINTE DR, SENECA, SC 29672-6974
Document Number	0000020519
Book / Page	2827 / 255
Map Reference	MB B409 PG 6
Instrument Date	Jun 24, 2022
Instrument	20519
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 CREST POINTE DR, SENECA, SC 29672-6974

Mortgage

Document Number	0000020520
Date	Jun 29, 2022
Book Page	4350/298
Instrument	20520

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	108 CREST POINTE DR, SENECA, SC 29672-6974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008218
Date	Jan 5, 2017
Book Page	3568/341
Instrument	08218

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Dec 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 25, 2020
Property Address	108 CREST POINTE DR, SENECA, SC 29672-6974
Document Number	0026090287
Book / Page	002609 / 000287
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 CREST POINTE DR SENECA SC 296726974, SENECA, SC 29672-6974

Mortgage

Document Number	40260026
Date	Sep 25, 2020
Book Page	004026/000026

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	115 E NORTH 2ND ST, SENECA, SC 29678-3201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Mortgage

Document Number	40260035,
Date	Sep 25, 2020
Book Page	004026/000035

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29678

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 24, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,999.00	$57,186 (+123.44%) Land $10,920 Building $46,266	$1,429,660 (+123.44%) Land $273,000 Building $1,156,660
2023		$25,594 Land $7,500 Building $18,094	$639,847 Land $187,500 Building $452,347

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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