Putnam County property record for 108 Creekside Rd, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1984 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2023) |
| Tax Bill | $4,071 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 37-11-27-8253-0000-1140 |
| Primary APN | 37-11-27-8253-0000-1140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 600 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Flooring | Wood |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 185 ft deep x 130 ft wide |
| Garage Type | Carport |
| Garage Area | 441 sqft |
| Carport | Carport |
| Carport Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 398 sqft |
| Deck Area | 252 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 60130 |
|---|---|
| Street Address | 108 CREEKSIDE RD |
| City | SATSUMA |
| State | FL |
| Zip | 32189-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JOHNS RIVERSIDE ESTATES, RIVEROAKS SECTION MB4 P182, LOTS 114 115 (MAP SHEET 6/37) |
| Legal Range | 27E |
| Legal Township | 11S |
| Legal Section | 37 |
| Legal Subdivision | ST JOHNS RIVERSIDE ESTATES |
| Legal Lot Number | 114 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | EAST PALATKA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 951100 |
108 Creekside Rd is owned and occupied by two individuals who bought it in September 2023.
Source: Putnam County records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 CREEKSIDE RD, SATSUMA, FL 32189-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Mar 6, 2018 | Warranty Deed, Transfer GULLETT TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on File |
| Deed Sale | Sep 27, 2023 · Amount on File |
| Prior Sale | Mar 6, 2018 · Amount on File |
| Deed Document Number | 202321164 |
| Deed Book / Page | 1726 / 56 |
| Prior Transfer Date | Jun 5, 2012 |
| Prior Transfer Doc | 0013191582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 27, 2023 |
| Property Address | 108 CREEKSIDE RD, SATSUMA, FL 32189-2109 |
| Document Number | 0017260056 |
| Book / Page | 1726 / 56 |
| Map Reference | MB 4 PG 181&182 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 202354021164 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 SIENA VISTA ST, MOBILE, AL 36607-2109 |
| Name | Verified Name |
|---|---|
| Address | 108 CREEKSIDE RD, SATSUMA, FL 32189-2109 |
| Document Number | 0000172659 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 1726/59 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 108 CREEKSIDE RD, SATSUMA, FL 32189-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GULLETT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0015321015 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 1532/1015 |
| Instrument | 201954001995 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | 32288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Mar 6, 2018 |
| Property Address | 108 CREEKSIDE RD, SATSUMA, FL 32189-2109 |
| Document Number | 0015000310 |
| Book / Page | 001500 / 000310 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 54004291 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | GULLETT TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $820.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 851263 MOBILE AL 366851263, MOBILE, AL 36685-1263 |
The 2025 property tax bill for 108 Creekside Rd was $4,071.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,071.00 | $222,631 Land $88,140 Building $134,491 | $222,631 Land $88,140 Building $134,491 |
| 2023 | $1,332.00 (+6.47%) Homeowner's exemption | $106,340 (+2.99%) | $227,081 (+41.9%) Land $88,140 Building $138,941 |
| 2022 | $1,251.00 Homeowner's exemption | $103,250 | $160,031 Land $73,450 Building $86,581 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Creekside Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 40 (2001–2024) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Creekside Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN MATEO ESTATES private · serves 112 people · EPA ID FL2544295 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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