108 Cove Ct, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 108 Cove Ct, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,147 sqft · built 1978
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on Record
Last Sale	$289,000 (Dec 2009)
Tax Bill	$3,126 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988415546954`

Property Details

APN / Parcel Number

Primary APN	`988415546954`
Alternative APN	`003533000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,147 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988415546954
Street Address	108 COVE CT
City	KILL DEVIL HILLS
State	NC
Zip	27948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 25 BLK: SEC: 1 PL: A SL: 75
Legal Subdivision	LANDING
Legal Lot Number	25
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2033
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18214 FARMVIEW LN, WINDSOR, VA 23487-6752
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 17, 2020	Deed, Transfer
Mar 25, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2009 · Amount on Record
Deed Sale	Dec 18, 2009 · Amount on Record
Deed Document Number	20096269336
Deed Book / Page	1821 / 22
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	108 COVE CT, KILL DEVIL HILLS, NC 27948
Transaction Type	Mortgage
Record Updated	Jul 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2379/642
Date	May 28, 2020
Book Page	2379/642
Instrument	700078394

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Jul 17, 2020
Property Address	108 COVE CT, KILL DEVIL HILLS, NC 27948
Document Number	2393/493
Book / Page	2393 / 493
Map Reference	CAB A SL 75&76
Instrument Date	Jun 29, 2020
Instrument	700080684
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18214 FARMVIEW LN, 18214, WINDSOR, VA 23487-6752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18214 FARMVIEW LN, WINDSOR, VA 23487-6752

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Mar 25, 2020
Property Address	108 COVE CT, KILL DEVIL HILLS, NC 27948
Document Number	2364/58
Book / Page	2364 / 58
Map Reference	CAB A SL 75&76
Instrument Date	Mar 20, 2020
Instrument	700075845
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18214 FARMVIEW LN, 18214, WINDSOR, VA 23487-6752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18214 FARMVIEW LN, WINDSOR, VA 23487-6752

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,126.00	$567,300 (-) Land $344,500 Building $222,800	$567,300 (-) Land $344,500 Building $222,800
2025	$3,126.00 (+31.57%)	$567,300 (+80.31%) Land $344,500 Building $222,800
2023	$2,376.00	$314,624 Land $158,000 Building $156,624
2020			$567,300 Land $344,500 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 453 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,082 units insured incl. 629 condo units
Nearby Flood Claims	43 (1999–2026)
Claims Outside the SFHA	26 of 43
Most Recent Claim	Jan 2026 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 30 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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