108 Cottage Loop, Mountainair, NM 87036 Property Records

Torrance County property record for 108 Cottage Loop, Mountainair, NM 87036

Property Summary

Property Type	Single Family Home
Details	built 1997
Lot Size	29.6 acres (1,290,247 sqft)
Owner	Individual Name on File
Last Sale	$159,600 (Apr 2022)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Transfer
APN	`R020340101`

Property Details

APN / Parcel Number

Primary APN	`R020340101`
Alternative APNs	`1034014114045000000` `R022769`

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	1,290,247 sqft (29.6 acres)

Location & Zoning

Account Number	R022769
Street Address	108 COTTAGE LOOP
City	MOUNTAINAIR
State	NM
Zip	87036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: B S: 27 T: 3N R: 6E WITHIN S2 (29.62AC) LANDS OF WAYNE GUSTIN, B/213
Legal Range	06E
Legal Township	03N
Legal Section	27
Legal Subdivision	S: 27 T: 3 R: 6 SECTION 27 T3N R6E TRACT
Legal Tract	B
Jurisdiction	TORRANCE NM
Township / Civil Division	MOUNTAINAIR-ENCINO
Census Block Group	2
Census Block	2243
Census Tract	963700

Owner

108 Cottage Loop is owned by an individual who bought it in April 2022.

Source: Torrance County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	108 COTTAGE LOOP, MOUNTAINAIR, NM 87036
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Dec 5, 2016
Deed Document Number	20222221155
Deed Book / Page	350 / 4762
Prior Transfer Date	Dec 1, 2020
Prior Transfer Doc	00346/3795
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRANCE NM
Recording Date	Apr 13, 2022
Property Address	108 COTTAGE LOOP, MOUNTAINAIR, NM 87036
Document Number	00350/4762
Book / Page	350 / 4762
Map Reference	DOC 82267
Instrument Date	Apr 11, 2022
Instrument	2221155
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 COTTAGE LOOP, MOUNTAINAIR, NM 87036

Mortgage

Document Number	0002221156
Date	Apr 13, 2022
Instrument	2221156

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TORRANCE NM
Recording Date	Mar 8, 2021
Property Address	108 COTTAGE LOOP, MOUNTAINAIR, NM 87036
Document Number	00346/3795
Book / Page	346 / 3795
Map Reference	CAB B SL 213
Instrument Date	Dec 1, 2020
Instrument	2210724
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	182 S MAIN ST, MILTON FREEWATER, OR 97862-1356

Tax Assessment & Valuation

The 2025 property tax bill for 108 Cottage Loop was $1,066.

Source: Torrance County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Torrance County
Unified School District	Mountainair Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,066.00	$52,405 Land $16,590 Building $35,815	$157,231 Land $49,775 Building $107,456
2023	$969.00	$50,000 Land $16,241 Building $33,759	$150,015 Land $48,728 Building $101,287

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 108 Cottage Loop; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Cottage Loop is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 51% of New Mexico
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lobo Internet Services Fixed Wireless	80 / 80
Internet Services Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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