Rockwall County property record for 108 Cottage Ln, Royse City, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,642 sqft · built 2021 |
| Lot Size | 0.173 acres (7,548 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,013 (2025) |
| Deeds & Mortgages | Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R108152 |
| Primary APN | R108152 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,642 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,548 sqft (0.173 acres) |
| Lot Dimensions | 125 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Covered Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 COTTAGE LN |
|---|---|
| City | ROYSE CITY |
| State | TX |
| Zip | 75189-8764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNION SQUARE PHASE 3, BLOCK Q, LOT 18 |
| Legal Subdivision | UNION SQUARE PHASE 3 |
| Legal Phase | 3 |
| Legal Tract | 18 |
| Legal Block | Q |
| Legal Lot Number | 18 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40411 |
108 Cottage Ln is owned and occupied by an individual who acquired it in November 2021.
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 COTTAGE LN, ROYSE CITY, TX 75189-8764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2021 |
| Deed Sale | Nov 24, 2021 |
| Deed Document Number | 202132203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Nov 24, 2021 |
| Property Address | 108 COTTAGE LN, ROYSE CITY, TX 75189-8764 |
| Document Number | 0000032203 |
| Map Reference | DOC 2020000002793 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 20210000032203 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 COTTAGE LN, ROYSE CITY, TX 75189-8764 |
The 2025 property tax bill for 108 Cottage Ln was $4,013 with exemptions applied, down 21.5% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Royse City |
| Unified School District | Royse City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,710 (-8.03%) Land $101,680 Building $175,030 | $276,710 (-8.03%) Land $101,680 Building $175,030 | |
| 2025 | $4,013.00 (-21.45%) Homeowner's exemption Senior Citizen's exemption | $300,854 Land $124,000 Building $176,854 | $300,854 Land $124,000 Building $176,854 |
| 2024 | $5,109.00 (-8.24%) | ||
| 2023 | $5,568.00 Homeowner's exemption Senior Citizen's exemption | $336,489 Land $117,800 Building $218,689 | $336,489 Land $117,800 Building $218,689 |
| 2021 | $2,147.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Cottage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cottage Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Peoples Communications Fixed Wireless · Fiber in parts of the area | 500 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 100 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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