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108 Cooper St, Midway, GA 31320 Property Records

Liberty County property record for 108 Cooper St, Midway, GA 31320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,914 sqft · built 2021
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (May 2024)
Tax Bill$5,242 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN213B 096

Property Details

APN / Parcel Number

Primary APN213B 096
Alternative APN
  • 28787

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,914 sqft Heated Area
1st Floor Area868 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,234 sqft (0.74 acres)
Garage Area480 sqft
PorchPatio
Porch Area121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number28787
Street Address108 COOPER ST
CityMIDWAY
StateGA
Zip31320-3424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionLOT 5 W/S COOPERS ST
Legal Lot Number5
JurisdictionLIBERTY GA
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1041
Census Tract10503

Owner

108 Cooper St is owned and occupied by two individuals who bought it in May 2024.

Source: Liberty County records, as of March 24, 2026

Owner of Record2 Individual Names on File
Mailing Address108 COOPER ST, MIDWAY, GA 31320-3424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE
Mar 4, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2024 · Amount on File
Deed SaleMay 8, 2024 · Amount on File
Prior SaleMar 9, 2022 · Amount on File
Deed Book / Page2343 / 325
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIBERTY GA
Property Address108 COOPER ST, MIDWAY, GA 31320-3424
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 COOPER ST, MIDWAY, GA 31320-3424
InvestorPossibly a Property Investor

Mortgage

Document Number0024550000000811
DateFeb 4, 2026
Book Page0000002455/0000000811
InstrumentD2026-000911
Lender
NameUNITED WHOLESALE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLIBERTY GA
Recording DateMar 4, 2022
Property Address108 COOPER ST, MIDWAY, GA 31320-3424
Document Number0022170281
Book / Page2217 / 281
Instrument DateMar 4, 2022
Instrument2022-000576
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 COOPER ST, MIDWAY, GA 31320-3424

Mortgage

Document Number0022170000000284
DateMar 9, 2022
Book Page0000002217/0000000284
Instrument002176
Lender
NameMORTGAGE RESEARCH CENTER
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 108 Cooper St was $5,242.

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyLiberty County
MunicipalityMidway City
Unified School DistrictLiberty County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,242.00 (-0.02%)$126,579 (+15.63%) Land $20,000 Building $106,579$316,447 (+15.63%) Land $50,000 Building $266,447
2024$5,243.00 (+102.67%) Homeowner's exemption Senior Citizen's exemption$109,472 (+11.81%) Land $14,400 Building $95,072$273,679 (+11.81%) Land $36,000 Building $237,679
2023$2,587.00 Homeowner's exemption$97,908 Land $14,400 Building $83,508$244,771 Land $36,000 Building $208,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Cooper St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 120 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims5 (2016–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Cooper St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 49% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY
serves 2,595 people · EPA ID GA1790001
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Coastal Fiber
Fiber		1,000 / 1,000

May also be available: Xfinity.

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